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THIS OPINION IS CITABLE AS PRECEDENT OF THE STAB Hearing: February 25, 20051 Mailed: October 21, 2005, UNITED STATES PATENT AND TRADEMARK OFFICE Trademark Trial and Appeal Board First Niagara Insurance

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First Niagara Financial Group was a bank holding company headquartered in Buffalo, New York.

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Banks and financial institutions are required to file First Niagara Financial Group.

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Information such as balance sheet, income statement, capital adequacy, and risk profiles must be reported on First Niagara Financial Group.

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