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INSURANCE DEPARTMENT OF BANKING AND INSURANCE DIVISION OF PROPERTY CASUALTY Personal Lines: Rate Filing Review Procedures Proposed Amendments: N.J.A.C. 11:1-2A.1 and 45.1, and 11:3-18. Authorized

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What is personal lines rate filing?

Personal lines rate filing is the process of submitting proposed insurance rates for personal lines of insurance, such as auto or home insurance, to the regulatory authorities for approval.

Who is required to file personal lines rate filing?

Insurance companies offering personal lines of insurance are required to file personal lines rate filing with the regulatory authorities.

How to fill out personal lines rate filing?

To fill out personal lines rate filing, insurance companies need to provide detailed information about the proposed rates, including actuarial justification and analysis of the risk factors involved.

What is the purpose of personal lines rate filing?

The purpose of personal lines rate filing is to ensure that insurance rates are fair, adequate, and not excessive, and to protect consumers from unfair pricing practices.

What information must be reported on personal lines rate filing?

Insurance companies must report detailed information on the proposed rates, actuarial justification, risk factors, and any other relevant data that supports the pricing decisions.

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