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MONTGOMERY COUNTY EMPLOYEE RETIREMENT PLANS Retirement Savings Plan (RSP) Summary Plan Description July 2015 Contents Retirement Savings Plan (RSP) Introduction ......................................................................................................................................
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How to fill out RSP summary plan description:

01
Start by reviewing the purpose of the RSP summary plan description. Understand that it is a document that explains the details of the retirement savings plan (RSP) offered by your employer.
02
Gather all the necessary information about the RSP. This may include details about contribution limits, investment options, vesting schedule, and any matching contributions offered by your employer.
03
Carefully read the instructions provided with the RSP summary plan description. Pay attention to any specific sections or questions that need to be addressed.
04
Begin filling out the summary plan description by providing your personal information. This may include your name, employee identification number, and contact details.
05
Proceed to fill in the details about your employment history. This may include your start date, job title, and any changes in employment status over the years.
06
Provide information about your contributions to the RSP. Include details about the amount and frequency of your contributions. If your employer offers a matching contribution, ensure you accurately include this information as well.
07
Describe the investment options available within the RSP. This may involve explaining the different funds, stocks, or bonds that participants can choose from. If there are any limitations or restrictions, be sure to document them.
08
If there are any additional features or benefits associated with the RSP, such as loans or hardship withdrawals, include the relevant information in the summary plan description.
09
Review your completed summary plan description for accuracy and completeness. Double-check all the information provided and make any necessary revisions.
10
Once satisfied with the content, ensure that you sign and date the summary plan description. Depending on the requirements, you may also need to have it witnessed or notarized.

Who needs RSP summary plan description:

01
Employees who are eligible to participate in their employer's RSP should have a summary plan description. This document helps individuals understand the terms and conditions of the retirement savings plan and make informed decisions about their contributions and investments.
02
Employers offering an RSP must provide a summary plan description to their eligible employees. It is a legal requirement to disclose all the necessary information about the retirement savings plan.
03
Plan administrators and human resources personnel responsible for managing the RSP should also have a comprehensive understanding of the summary plan description. They can use it as a reference to answer employees' questions, ensure compliance, and handle any administration-related tasks.
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The RSP Summary Plan Description is a document that provides detailed information about a retirement savings plan and its benefits.
Employers who offer retirement savings plans are required to file the RSP Summary Plan Description.
To fill out the RSP Summary Plan Description, employers must provide information about the plan's benefits, eligibility requirements, and investment options.
The purpose of the RSP Summary Plan Description is to inform employees about the details of their retirement savings plan.
The RSP Summary Plan Description must include information about the plan's benefits, eligibility requirements, investment options, and any other relevant details.
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