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Consumer Loan Act Rules for Nonresidential
Lending
WAC 208620 Excerpt
This compilation of nonmortgage lending rules under the Consumer Loan Act, chapter 31.04 RCW, is an
attempt to help industry navigate
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Who needs consumer loan act rules:
01
Lending institutions or companies offering consumer loan products.
02
Financial institutions such as banks, credit unions, or other entities providing consumer loans.
03
Individuals or businesses engaged in loan origination or loan servicing activities.
04
Regulatory bodies responsible for overseeing consumer lending practices.
05
Consumers who want to understand their rights and obligations when borrowing money through consumer loans.
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What is consumer loan act rules?
Consumer loan act rules govern the regulations and guidelines for lending money to consumers.
Who is required to file consumer loan act rules?
Financial institutions and lenders are required to file consumer loan act rules.
How to fill out consumer loan act rules?
Consumers can fill out consumer loan act rules by providing information about their financial situation and loan details.
What is the purpose of consumer loan act rules?
The purpose of consumer loan act rules is to protect consumers from predatory lending practices and ensure fair lending standards.
What information must be reported on consumer loan act rules?
Consumer loan act rules require reporting of loan terms, interest rates, fees, and repayment schedules.
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