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BANK NAME DATE ADDRESS CITY STATE ZIP Town-Country National Bank Jun-10 P.O. Box 458 Camden AL 36726 Midsouth Bank, National Association Apr-10 2526 West Main Street Dothan AL 36303 Community Bank,

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What is second quarter cra exam?

The second quarter CRA exam is an evaluation conducted by financial institutions to assess their compliance with the Community Reinvestment Act (CRA) during the second quarter of a given year.

Who is required to file second quarter cra exam?

Financial institutions, such as banks, savings associations, and credit unions, that are subject to the Community Reinvestment Act (CRA) are required to file the second quarter CRA exam.

How to fill out second quarter cra exam?

To fill out the second quarter CRA exam, financial institutions need to gather and report relevant data on their lending, investment, and service activities that promote community development. They can use CRA examination forms or online reporting tools provided by regulatory agencies.

What is the purpose of second quarter cra exam?

The purpose of the second quarter CRA exam is to evaluate the efforts made by financial institutions in meeting the credit needs of their communities, especially low- and moderate-income individuals and neighborhoods.

What information must be reported on second quarter cra exam?

Financial institutions must report information on their lending activity, including the number and amount of loans originated, refinanced, or purchased in designated areas. They also need to report details on community development investments and services provided.

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