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This newsletter provides important information for floodplain managers in Michigan, including updates on federal flood insurance, training opportunities, scholarship recipients, and guidelines for
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How to fill out Flood News for Michigan Floodplain Managers

01
Gather relevant data about the flood event, including dates, affected areas, and impact on the community.
02
Access the Flood News template and review the sections that need to be filled out.
03
Input the gathered data into the appropriate sections, ensuring accuracy and clarity.
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Include any pertinent images or maps that illustrate the flooding situation.
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Double-check all information for completeness and correctness before submission.
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Submit the completed Flood News to the designated authorities or platforms.

Who needs Flood News for Michigan Floodplain Managers?

01
Local government officials responsible for floodplain management.
02
Emergency response teams and planners.
03
Community members and residents living in flood-prone areas.
04
Environmental organizations monitoring flood impacts.
05
Insurance companies assessing flood claims.
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Michigan Summary Disaster TypeEventsEvents/​Year Winter Storm 7 0.2 All Disasters 60 1.3 Drought 5 0.1 Flooding 4 0.112 more rows
Construction within the floodplain requires a permit from the Michigan Department of Environment, Great Lakes, and Energy (EGLE) where it has jurisdiction. Flood flow may not be obstructed in a manner that causes a rise in flood elevations at the property line.
A 100-year flood, also called a 1% flood, is a flood event at a level that is reached or exceeded once per hundred years, on average. It has a 1 in 100 chance (1% probability) of being equaled or exceeded in any given year. The estimated boundaries of inundation in a 100-year flood are marked on flood maps.
A 100-year flood doesn't happen very often, but when it does it's catastrophic. Moreover, they aren't the only flood you have to worry about. Other floods may not be as severe, but they occur more often, particularly if they have a lower elevation or are closer to the water, and can still cause significant damage.
If you are close to the 100-year flood, your risk may not have been significantly reduced. A line had to be drawn somewhere to make the FEMA flood maps. A 1% annual risk of being flooded was the line FEMA drew. Being in or out of the 100-year flood zone is just the requirement for mandatory flood insurance purchase.
Floods can happen anywhere — just one inch of floodwater can cause up to $25,000 in damage while the typical Individual Assistance grant awarded by FEMA is between $3,000-$6,000. Most homeowner's insurance does not cover flood damage.
Assuming a 30-year mortgage, it may have a 26% chance of being affected by a 100-year flood, but the probability is 96% for the structure to be affected by a 10-year flood. mortgage. Property owners outside the 100-year floodplain are free of regulatory requirements, but not the risk.
Updated Nov 18 2024. The term “100-year flood” sounds like it's a flood that only happens every 100 years, but it actually refers to a statistical probability. Specifically, it describes a flood that has a 1% chance of hitting an area in any given year.

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Flood News is a publication designed to provide Michigan floodplain managers with updates, information on floodplain regulations, best practices, and resources related to flood management.
Floodplain managers and local government officials responsible for floodplain management in Michigan are typically required to file or keep abreast of Flood News updates.
Filling out Flood News generally involves submitting updates on local floodplain conditions, initiatives, and compliance with regulations. Specific forms and guidelines may be provided by the Michigan Department of Environment, Great Lakes, and Energy.
The purpose of Flood News is to enhance communication among floodplain managers, provide critical updates on flooding events, regulatory changes, and promote the sharing of best practices in floodplain management.
The information that must be reported includes floodplain management activities, changes in flood conditions, compliance status with federal and state regulations, and any other relevant data that assists in floodplain management.
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