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This newsletter provides updates, resources, and information for floodplain managers in Michigan, covering flood insurance, mapping modernization, and local floodplain management events.
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Obtain the latest version of the Flood News template.
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Who needs Flood News for Michigan Floodplain Managers?

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Floodplain managers in Michigan.
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Local government officials involved in flood management.
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Emergency response teams and agencies.
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Community planners and urban developers.
05
Residents living in flood-prone areas.
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People Also Ask about

Michigan Summary Disaster TypeEventsEvents/​Year Winter Storm 7 0.2 All Disasters 60 1.3 Drought 5 0.1 Flooding 4 0.112 more rows
Construction within the floodplain requires a permit from the Michigan Department of Environment, Great Lakes, and Energy (EGLE) where it has jurisdiction. Flood flow may not be obstructed in a manner that causes a rise in flood elevations at the property line.
A 100-year flood, also called a 1% flood, is a flood event at a level that is reached or exceeded once per hundred years, on average. It has a 1 in 100 chance (1% probability) of being equaled or exceeded in any given year. The estimated boundaries of inundation in a 100-year flood are marked on flood maps.
A 100-year flood doesn't happen very often, but when it does it's catastrophic. Moreover, they aren't the only flood you have to worry about. Other floods may not be as severe, but they occur more often, particularly if they have a lower elevation or are closer to the water, and can still cause significant damage.
If you are close to the 100-year flood, your risk may not have been significantly reduced. A line had to be drawn somewhere to make the FEMA flood maps. A 1% annual risk of being flooded was the line FEMA drew. Being in or out of the 100-year flood zone is just the requirement for mandatory flood insurance purchase.
Floods can happen anywhere — just one inch of floodwater can cause up to $25,000 in damage while the typical Individual Assistance grant awarded by FEMA is between $3,000-$6,000. Most homeowner's insurance does not cover flood damage.
Assuming a 30-year mortgage, it may have a 26% chance of being affected by a 100-year flood, but the probability is 96% for the structure to be affected by a 10-year flood. mortgage. Property owners outside the 100-year floodplain are free of regulatory requirements, but not the risk.
Updated Nov 18 2024. The term “100-year flood” sounds like it's a flood that only happens every 100 years, but it actually refers to a statistical probability. Specifically, it describes a flood that has a 1% chance of hitting an area in any given year.

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Flood News for Michigan Floodplain Managers is a publication that provides updates, resources, and information pertinent to floodplain management in Michigan, ensuring professionals stay informed about best practices and regulatory changes.
Floodplain managers, local officials, and any professionals involved in floodplain management activities in Michigan are required to file and stay updated with Flood News.
To fill out Flood News, floodplain managers typically need to provide pertinent details about their flood management activities, current projects, compliance with regulations, and any notable changes in floodplain status or regulations.
The purpose of Flood News is to disseminate information and updates that support the effective management of floodplains, promote awareness of flood risk and mitigation strategies, and foster communication among floodplain management professionals.
Essential information to be reported includes floodplain management activities, compliance with state and federal regulations, changes in floodplain mapping, and other relevant data that impacts flood safety and planning.
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