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This document outlines the process and requirements for borrowers to request deferments on their Federal Direct Loans and FFEL loans based on specific eligibility criteria set forth by the U.S. Department
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How to fill out William D. Ford Federal Direct Loan Program/Federal Family Education Loan Program Deferment Request Forms

01
Obtain the William D. Ford Federal Direct Loan Program/Federal Family Education Loan Program Deferment Request Form from the official website or your loan servicer.
02
Read the instructions carefully to understand the eligibility criteria for deferment.
03
Fill out the borrower's information section with your personal details, including name, address, and loan account number.
04
Select the type of deferment you are applying for, such as unemployment, economic hardship, or furthering your education.
05
If required, provide documentation that supports your request for deferment (e.g., unemployment verification, school enrollment confirmation).
06
Sign and date the form to certify that all information provided is accurate.
07
Submit the completed form and any necessary documentation to your loan servicer either by mail or electronically based on their submission guidelines.

Who needs William D. Ford Federal Direct Loan Program/Federal Family Education Loan Program Deferment Request Forms?

01
Students who are currently enrolled in school and wish to defer their loan payments while completing their education.
02
Borrowers who are experiencing financial hardship or unemployment and are unable to make their loan payments.
03
Individuals who are in active military duty and require deferment on their loans.
04
Those enrolled in a graduate fellowship program or rehabilitation programs and wish to pause their loan payments.
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You may qualify for this deferment if you're a parent who received a Direct PLUS Loan to help pay for your child's education, and the student you took the loan out for is enrolled at least half-time at an eligible college or career school.
If you're a parent or graduate student seeking a Direct PLUS Loan, one of the requirements to qualify is that you must not have an adverse credit history. If your application is denied because of an adverse credit history, don't give up. You still have options.
The William D. Ford Federal Direct Loan (Direct Loan) Program is a federal student loan program under which eligible students and parents borrow directly from the U.S. Department of Education at participating schools.
To be eligible for a Direct PLUS Loan for parents, you must be a biological or adoptive parent (or in some cases a stepparent), not have an adverse credit history, and meet the general eligibility requirements for federal student aid (which the child must meet as well).

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The William D. Ford Federal Direct Loan Program/Federal Family Education Loan Program Deferment Request Forms are official documents that borrowers can use to request a temporary suspension of loan payments under specific circumstances, such as financial hardship, unemployment, or enrollment in school.
Borrowers with loans under the William D. Ford Federal Direct Loan Program or the Federal Family Education Loan Program who wish to temporarily postpone their loan payments due to qualifying circumstances such as unemployment, disability, or returning to school are required to file these forms.
To fill out the forms, borrowers should provide personal information such as their name and Social Security number, details about their loans, and the specific reason for requesting the deferment. They may also need to include supporting documentation that verifies their eligibility for deferment.
The purpose of these deferment request forms is to allow borrowers to formally apply for a pause in their loan payments, ensuring that they are not penalized for temporary financial difficulties or other qualifying circumstances.
The forms must include personal information (name, Social Security number), loan details (loan servicer, types of loans), the reason for deferment (e.g., unemployment, schooling), and any supporting documentation that shows eligibility for the deferment.
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