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Este formulario es utilizado por los prestatarios del Programa de Préstamos Directos y del Programa de Préstamos Federales para la Educación (FFEL) para solicitar un aplazamiento de los pagos de
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How to fill out public service deferment request

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How to fill out PUBLIC SERVICE DEFERMENT REQUEST

01
Obtain the PUBLIC SERVICE DEFERMENT REQUEST form from your loan servicer's website or office.
02
Complete the personal information section, including your name, address, and Social Security number.
03
Provide details of your public service employment, including the employer's name, address, and your job title.
04
Attach required documentation that proves your employment in public service, such as pay stubs or an employment verification letter.
05
Review the form for accuracy and completeness.
06
Sign and date the request form.
07
Submit the completed form to your loan servicer via the preferred submission method (mail, email, or online upload).

Who needs PUBLIC SERVICE DEFERMENT REQUEST?

01
Individuals currently employed in qualifying public service jobs.
02
Teachers, nurses, social workers, and other government or nonprofit employees seeking to postpone student loan payments.
03
Borrowers who want to apply for a deferment to manage their student loan repayment while working in public service.
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People Also Ask about

MOHELA will often put borrowers into administrative forbearance without asking a borrower. If this happens to you, do not worry due to the crediting of PSLF, IDR, and zero interest accrual.
A deferment lets you temporarily reduce or postpone payments on your loan(s) if you're returning to college, going to graduate school, or entering an internship, law clerkship, fellowship, or residency.
Typically, months in forbearance and deferment do not count towards PSLF. However, months during the COVID-19 payment pause (March 2020-September 2023), months that qualify under the IDR Adjustment, and months where loans are being placed on administrative forbearance after the repayment restart will count toward PSLF.
Delayed Progress Toward Forgiveness If you're seeking Public Service Loan Forgiveness (PSLF) or income-driven repayment forgiveness, in most cases deferment will not allow you to make progress toward forgiveness.
Key takeaways. Deferment allows qualified borrowers to pause student loans repayment — and, in some cases, suspend interest — for up to three years. Forbearance doesn't allow you to save on interest but has broader criteria and no limit to the number of times you can do this.
Paused payments count toward PSLF and TEPSLF as long as you meet all other qualifications.

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A Public Service Deferment Request is a formal application submitted by borrowers of federal student loans who are engaged in qualifying public service employment. This request allows them to temporarily defer their student loan payments without accruing interest.
Individuals who are employed in eligible public service jobs, such as government positions, non-profit organizations, or certain types of public interest work, are required to file a Public Service Deferment Request to take advantage of loan deferment.
To fill out a Public Service Deferment Request, borrowers must complete a form that typically includes personal identification information, details about their public service employment, and any required documentation or verification of their employment status.
The purpose of the Public Service Deferment Request is to provide financial relief to borrowers who are working in public service roles, allowing them to pause their student loan payments while contributing to the public good.
The information that must be reported on the Public Service Deferment Request includes the borrower's name, loan details, the name of the employer, the type of public service job, employment dates, and any required signatures or documentation confirming employment.
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