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This document outlines the Cleveland Clinic Employee Health Plan Total Care Prescription Drug Benefit, detailing options for filling prescriptions, pharmacy locations, coverage details, and guidelines
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How to fill out EHP Total Care/SummaCare EPO Prescription Drug Benefit

01
Obtain the EHP Total Care/SummaCare EPO Prescription Drug Benefit form from the EHP website or your healthcare provider.
02
Fill in your personal information, including your name, address, date of birth, and insurance policy number.
03
Provide details about your prescription medications, including the name of the medication, dosage, and prescribing physician.
04
Include any additional necessary documentation, such as medical records or previous prescriptions if required.
05
Review the completed form for accuracy and completeness.
06
Submit the form according to the instructions provided, either online, by mail, or in person as stated.

Who needs EHP Total Care/SummaCare EPO Prescription Drug Benefit?

01
Individuals who are enrolled in the EHP Total Care/SummaCare EPO plan and require prescription medications.
02
Patients who need to manage chronic illnesses that necessitate ongoing medication.
03
Members who are seeking comprehensive prescription drug coverage to minimize out-of-pocket costs.
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Note: The EPO and HDHP do not cover non-formulary drugs. If you are enrolled in one of these options and you fill a prescription for a brand-name drug that is not on the formulary, you pay 100% of the drug cost.
One major difference between EPO and PPO insurance is that unlike PPO's, EPO plans don't offer coverage for out-of-network care. Because of that network limitation, EPO plans usually come with lower out-of-pocket costs than PPO plans.
Today, the main function of a prescription formulary is to specify particular medications that are approved to be prescribed at a particular hospital, in a particular health system, or under a particular health insurance policy.
A disadvantage of EPOs is that members that must see an out-of-network provider have to pay all costs for these services with no reimbursement.
The primary purpose of the formulary is to encourage the use of safe, effective and most affordable medications. A formulary system is much more than a list of medications approved for use by a managed health care organization.
For the PPO and EPO, if your employer offers a healthcare flexible spending account (FSA), you may be able to pay for out-of-pocket costs for prescriptions from your FSA. Note: The EPO and HDHP do not cover non-formulary drugs.
What is the purpose of a drug formulary? The purpose of a specific healthcare plan's formulary is to steer patients toward the least expensive medications that are still effective in treating various health conditions.
Coverage for Semaglutide (Wegovy) SummaCare may cover Semaglutide (Wegovy) for individuals diagnosed with obesity, provided specific medical criteria are met. Coverage often requires prior authorization from the insurance provider.
What is the Comprehensive Formulary? A formulary is a list of FDA-approved prescription drugs. The drugs on the formulary are divided into major. categories, depending on the medical condition they are used to treat. You can manage your prescription drug.

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EHP Total Care/SummaCare EPO Prescription Drug Benefit is a health insurance plan that provides coverage for prescription medications as part of the EHP Total Care or SummaCare EPO healthcare services. It includes a formulary of covered drugs and benefits for purchasing prescribed medications.
Individuals enrolled in the EHP Total Care or SummaCare EPO plan are required to file for the Prescription Drug Benefit to access their prescription medication coverage.
To fill out the EHP Total Care/SummaCare EPO Prescription Drug Benefit, members should complete the required forms provided by their healthcare provider or the insurance company, including information about the prescribed medications and the prescribing physician.
The purpose of the EHP Total Care/SummaCare EPO Prescription Drug Benefit is to provide beneficiaries with financial assistance for the cost of prescription medications, thereby improving access to necessary treatments and promoting better health outcomes.
The information that must be reported includes the patient's personal information, details about the prescribed medications, the prescribing physician's information, and any other relevant healthcare details needed for processing the claim.
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