Get the free 2009-2010 Direct PLUS Loan Request Form - augustana
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This document is an application form for parents to request a Federal Direct PLUS Loan to fund their dependent student's education for the 2009-2010 academic year, requiring completion and submission
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How to fill out 2009-2010 direct plus loan
How to fill out 2009-2010 Direct PLUS Loan Request Form
01
Obtain the 2009-2010 Direct PLUS Loan Request Form from the U.S. Department of Education's website or your school's financial aid office.
02
Read the instructions carefully before filling out the form.
03
Complete the student's information section, including name, Social Security number, and school identification.
04
Provide the borrower's information, including name, address, and Social Security number.
05
Select the loan period for which you are requesting the funds.
06
Indicate the amount you wish to borrow, ensuring it does not exceed the cost of attendance minus other financial aid.
07
Review and sign the certification section to confirm that the information provided is accurate.
08
Provide any additional required documents, if applicable.
09
Submit the completed form to the financial aid office or the designated entity as instructed.
Who needs 2009-2010 Direct PLUS Loan Request Form?
01
Parents of dependent undergraduate students who wish to borrow money to help pay for their child's education expenses.
02
Graduate or professional students seeking financial assistance for their own educational costs.
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Is there a deadline to apply for Direct PLUS loan?
Each year parents may borrow up to the Cost of Attendance less any other aid received by the student. They may also opt to borrow less than the maximum amount for which they are eligible. Completing the Online Application: (Note: The online PLUS application for 2025-2026 should not be submitted before June 1, 2025.)
How does federal direct parent PLUS loan work?
The school will first apply parent PLUS loan funds to the student's school account to pay for tuition, fees, room and board, and other school charges. If any loan funds remain, your child's school will give them to you to help pay other education expenses for the student.
What is the difference between a federal direct loan and a federal direct PLUS loan?
Direct Subsidized/Unsubsidized Loans have a lower fixed interest rate (6.8%) than Direct PLUS Loans (7.9%), and no interest is charged on Direct Subsidized Loans while you are in school at least half-time or during grace and deferment periods. Interest is charged on Direct PLUS Loans during all periods.
What are the disadvantages of a direct PLUS loan?
What Are Some Reasons to Avoid PLUS Loans? First, PLUS loans have no automatic grace period. Then there's the fact they aren't eligible for most IDR plans. Then, borrowing too much is easy to do, and finally, they're nearly impossible to get out of, even in bankruptcy.
What is federal direct parent PLUS loan request?
Federal Direct PLUS loans are federal loans that graduate or professional students and parents of dependent undergraduate students can use to help pay for college or career school. You must complete a new Direct PLUS Application for each year you wish to receive a parent PLUS loan.
Are direct PLUS Loans eligible for forgiveness?
Direct PLUS Loans for Parents These loans are eligible for PSLF only if they've been consolidated into a Direct Consolidation Loan and are being repaid under the Income-Contingent Repayment (ICR) plan.
Is it a good idea to get a parent PLUS loan?
Higher interest rates than other federal loans With the parent PLUS loan at a higher interest rate, you'd be paying thousands of dollars more in interest than the unsubsidized federal loan. For some families, it might be a better option to take out a loan in the student's name to access these lower fees.
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What is 2009-2010 Direct PLUS Loan Request Form?
The 2009-2010 Direct PLUS Loan Request Form is an application that allows parents of dependent undergraduate students and graduate or professional students to apply for a Federal Direct PLUS Loan to help cover educational expenses.
Who is required to file 2009-2010 Direct PLUS Loan Request Form?
Parents of dependent undergraduate students and graduate or professional students who wish to borrow a Direct PLUS Loan must file the 2009-2010 Direct PLUS Loan Request Form.
How to fill out 2009-2010 Direct PLUS Loan Request Form?
To fill out the form, applicants must provide personal information such as names, Social Security numbers, and addresses, along with details about the student, the amount requested, and a credit check consent.
What is the purpose of 2009-2010 Direct PLUS Loan Request Form?
The purpose of the form is to assess the eligibility of parents or graduate students to borrow a Direct PLUS Loan for funding education-related expenses.
What information must be reported on 2009-2010 Direct PLUS Loan Request Form?
The form requires information such as the applicant's personal identification details, the student's information, the loan amount requested, and consent for a credit check.
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