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Get the free 2012-13 Federal Direct Graduate PLUS Loan Request - aurora

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This form is used by students at Aurora University to request a Federal Direct Graduate PLUS Loan, outlining the steps and requirements for loan application and acceptance.
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How to fill out 2012-13 federal direct graduate

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How to fill out 2012-13 Federal Direct Graduate PLUS Loan Request

01
Gather necessary documents (e.g., Social Security number, tax information).
02
Go to the Federal Student Aid website (studentaid.gov).
03
Log in using your FSA ID.
04
Find the option for Graduate PLUS Loan Request.
05
Complete the application form with accurate personal and financial information.
06
Review and consent to the terms and conditions.
07
Submit the application and wait for approval notification.
08
Once approved, ensure you complete any necessary entrance counseling.

Who needs 2012-13 Federal Direct Graduate PLUS Loan Request?

01
Graduate or professional students pursuing advanced degrees.
02
Students who require additional financial support beyond Stafford loans.
03
Individuals enrolled at least half-time in an eligible program.
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There are no set annual or aggregate limits. You may borrow up to your full cost of attendance, minus any other financial aid you receive (including Direct Subsidized Loans, Direct Unsubsidized Loans, scholarships, and certain fellowships).
What Are Some Reasons to Avoid PLUS Loans? First, PLUS loans have no automatic grace period. Then there's the fact they aren't eligible for most IDR plans. Then, borrowing too much is easy to do, and finally, they're nearly impossible to get out of, even in bankruptcy.
Direct PLUS Loans for Parents These loans are eligible for PSLF only if they've been consolidated into a Direct Consolidation Loan and are being repaid under the Income-Contingent Repayment (ICR) plan.
Drawbacks of the Parent PLUS Loan Discharge: Federal parent PLUS loans are rarely discharged for financial difficulties resulting from unemployment, age-related or other illnesses and injuries, or bankruptcy. Nontransferable: Parents cannot transfer the PLUS loan to their student to repay after they finish school.
Grad PLUS Loan Minimum Credit Score. Unlike a traditional consumer loan through a private lender, the Department of Education doesn't set a minimum Grad PLUS Loan credit score to qualify. Instead, the program states that borrowers can't have an adverse credit history.
Direct PLUS Loans are federal loans that graduate or professional students and parents of dependent undergraduate students can use to help pay for college or career school. PLUS loans can help pay for education expenses not covered by other financial aid.

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The 2012-13 Federal Direct Graduate PLUS Loan Request is a form that graduate or professional students must complete to apply for federal loans to help cover their education costs.
Graduate or professional students who wish to borrow additional funds beyond their Direct Unsubsidized Loans are required to file the 2012-13 Federal Direct Graduate PLUS Loan Request.
To fill out the request, students must provide personal information, financial information, and submit the form to their school's financial aid office according to their instructions.
The purpose of the request is to allow graduate and professional students to obtain federal loans to assist with tuition, fees, and other educational expenses.
Applicants must report their Social Security number, contact information, financial information, and details about their enrollment status at an eligible institution.
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