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This form is used by parents to request the loan amount they wish to borrow for the Federal PLUS Loan for their undergraduate student at Elmira College. It includes a worksheet to calculate the maximum
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How to fill out federal parent loan for
How to fill out Federal Parent Loan for Undergraduate Students (PLUS) LOAN AMOUNT REQUEST FORM 2008-2009
01
Obtain the Federal Parent Loan for Undergraduate Students (PLUS) Loan Amount Request Form 2008-2009 from the financial aid office or online.
02
Fill in the student's personal information, including full name, social security number, date of birth, and school information.
03
Provide the parent's information, including full name, social security number, and contact information.
04
Specify the loan amount requested for the academic year, being mindful of the limits and costs associated with the PLUS loan.
05
Sign and date the form, confirming that the information provided is accurate.
06
Submit the completed form to the appropriate financial aid office or lender.
Who needs Federal Parent Loan for Undergraduate Students (PLUS) LOAN AMOUNT REQUEST FORM 2008-2009?
01
Parents of undergraduate students who need additional funding to cover educational expenses beyond what is available through federal student loans and other forms of financial aid.
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People Also Ask about
Is there a loophole for parent PLUS loans?
Parent PLUS loans are only eligible for one income based payment plan, but there is a convoluted way to do a double consolidation, which then can open the loan to other income based payment plans including SAVE, via a loophole in the way the rules were written. The loophole is closing in 2025.
Do parent PLUS loans get forgiven when a parent dies?
Parent PLUS loans are discharged upon the death of the borrower (the parent). Upon your father's passing, you would need to submit a copy of his death certificate to the loan servicer to initiate the discharge process. Contact the loan servicer for guidance and assistance when the time comes.
How to get out of parent PLUS loans?
Your parent PLUS loan may be discharged if you (not the child) become totally and permanently disabled, die, or (in some cases) file for bankruptcy. Your parent PLUS loan also may be discharged if the student for whom you borrowed dies.
What is the parent PLUS loan trap?
Parent PLUS loan borrowers are not eligible for income-based repayment (IBR) and therefore have fewer options for avoiding default and its consequences. A parent PLUS loan consolidated with other loans taints the entire consolidation loan so that the borrower cannot repay using IBR.
Are parent PLUS loans eligible for loan forgiveness?
Yes. Direct PLUS Loans are made to graduate or professional students and to parents of dependent undergraduate students. Like other Direct Loans, Direct PLUS Loans are eligible for PSLF. However, there are additional factors to consider if you are a parent who has taken out a PLUS loan.
What is the loophole for parent plus borrowers?
In addition, parent PLUS loans aren't eligible for some other types of federal student loan forgiveness programs. To get around this, some borrowers go through two or more federal consolidations to hide the origin of the loans, then request an IDR plan. This process is often called the double consolidation loophole.
What is the maximum amount of a parent PLUS loan?
Loan Amount Limits The maximum PLUS loan amount you can borrow is the cost of attendance at the school your child will attend minus any other financial assistance your child receives. The cost of attendance is determined by the school.
What is federal direct parent PLUS loan request?
Federal Direct PLUS loans are federal loans that graduate or professional students and parents of dependent undergraduate students can use to help pay for college or career school. You must complete a new Direct PLUS Application for each year you wish to receive a parent PLUS loan.
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What is Federal Parent Loan for Undergraduate Students (PLUS) LOAN AMOUNT REQUEST FORM 2008-2009?
The Federal Parent Loan for Undergraduate Students (PLUS) LOAN AMOUNT REQUEST FORM 2008-2009 is a form used by parents to apply for a federal loan to help cover the educational expenses of their dependent undergraduate students.
Who is required to file Federal Parent Loan for Undergraduate Students (PLUS) LOAN AMOUNT REQUEST FORM 2008-2009?
Parents of dependent undergraduate students who wish to borrow a PLUS loan to cover school costs are required to file the Federal Parent Loan for Undergraduate Students (PLUS) LOAN AMOUNT REQUEST FORM 2008-2009.
How to fill out Federal Parent Loan for Undergraduate Students (PLUS) LOAN AMOUNT REQUEST FORM 2008-2009?
To fill out the form, parents must provide personal information such as their Social Security number, the student's information, the desired loan amount, and the school’s information. They must also review and sign the certification statement.
What is the purpose of Federal Parent Loan for Undergraduate Students (PLUS) LOAN AMOUNT REQUEST FORM 2008-2009?
The purpose of the form is to facilitate the borrowing process for parents who want to help their dependent undergraduate students finance their education by securing a Federal PLUS Loan.
What information must be reported on Federal Parent Loan for Undergraduate Students (PLUS) LOAN AMOUNT REQUEST FORM 2008-2009?
The form requires reporting personal information of the parent borrower, the student’s details, the requested loan amount, and the educational institution the student is attending.
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