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This form is used by parents of dependent students to apply for a Federal Direct PLUS Loan, detailing the necessary borrower information, loan amount requested, and consent for credit review.
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How to fill out Federal Direct PLUS Loan Request Form

01
Obtain the Federal Direct PLUS Loan Request Form from the official website or your school's financial aid office.
02
Fill in your personal information, including your name, Social Security Number, and date of birth.
03
Indicate whether you are applying for a PLUS Loan for graduate/professional students or for parents of dependent undergraduate students.
04
Provide information about the school you plan to attend and the enrollment period for which you are requesting the loan.
05
Review the loan amount you wish to request and ensure it falls within the limits set by the school and federal guidelines.
06
Sign and date the form to certify that all information provided is accurate and complete.
07
Submit the completed form to your school's financial aid office or through the designated submission method.

Who needs Federal Direct PLUS Loan Request Form?

01
Graduate or professional students who need to borrow additional funds to pay for their education.
02
Parents of dependent undergraduate students who need financial assistance to cover the cost of their child's education.
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People Also Ask about

This process is often called the double consolidation loophole. But that door is about to slam shut. It's called the 2025 parent PLUS cliff, and after it closes, there will be no way to obscure the origin of your parent PLUS loans, and you won't be able to take advantage of the new SAVE plan.
If you're a parent or graduate student seeking a Direct PLUS Loan, one of the requirements to qualify is that you must not have an adverse credit history. If your application is denied because of an adverse credit history, don't give up. You still have options.
There is no income cap for financial aid. It also varies from your school, program, and cola. Just fill it out and most likely you will get some assistance. 122k for a family of 5 is not a lot. If you have any issues filling it out, your school adviser and finance office normally provide assistance with that.
Direct PLUS Loans for parents are unsubsidized loans made to parents of dependent undergraduate students. If a student's parents cannot get a parent PLUS loan, the student may be eligible to receive additional unsubsidized loans. Learn more about parent PLUS loans.
Grad PLUS Loans are federal student loans for graduate and professional students that require a credit check but no cosigner. There is no minimum credit score, but applicants must not have adverse credit history, such as recent delinquencies or defaults.

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The Federal Direct PLUS Loan Request Form is a document that parents or graduate/professional students use to apply for a Federal Direct PLUS Loan to help cover educational expenses.
Parents of dependent undergraduate students or graduate/professional students themselves are required to file the Federal Direct PLUS Loan Request Form to obtain this type of loan.
To fill out the Federal Direct PLUS Loan Request Form, you need to provide personal information, including your name, Social Security number, the student's information, desired loan amount, and submit any required documentation.
The purpose of the Federal Direct PLUS Loan Request Form is to evaluate eligibility for federal loans for educational purposes, enabling applicants to receive funds to help cover college expenses.
The form requires reporting personal identification details, financial information, the educational institution's details, loan amount requested, and information about previous educational loans, if any.
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