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This document is intended for parents of dependent student aid applicants who wish to borrow under the Direct Parent PLUS loan program. It collects applicant and borrower information and authorizes
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How to fill out 2012-2013 direct parent plus
How to fill out 2012-2013 Direct Parent PLUS Loan Pre-Application Data Sheet & Authorization for Credit Check
01
Obtain the 2012-2013 Direct Parent PLUS Loan Pre-Application Data Sheet & Authorization for Credit Check form.
02
Fill in the borrower's (parent) personal information including name, Social Security number, date of birth, and address.
03
Provide the information regarding the student for whom the loan is being requested, including the student's name, school name, and student ID number if applicable.
04
Indicate the loan amount you are requesting for the Parent PLUS Loan.
05
Read the loan terms and conditions carefully to understand repayment obligations.
06
Complete the credit check authorization section by signing and dating the authorization.
07
Review all information for accuracy and completeness.
08
Submit the completed form to the appropriate financial aid office at the school.
Who needs 2012-2013 Direct Parent PLUS Loan Pre-Application Data Sheet & Authorization for Credit Check?
01
Parents of dependent undergraduate students who wish to apply for a Direct Parent PLUS Loan to help pay for their child's education expenses.
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People Also Ask about
How hard is it to get approved for a parent PLUS loan?
PLUS loans don't require good credit, making them an ideal option for low-credit borrowers. However, you can't have an adverse credit history, such as bankruptcies or loan defaults within the past five years.
Who doesn't qualify for a parent PLUS loan?
To be eligible for a Direct PLUS Loan for parents, you must be a biological or adoptive parent (or in some cases a stepparent), not have an adverse credit history, and meet the general eligibility requirements for federal student aid (which the child must meet as well).
What disqualifies you from a parent PLUS loan?
The key to using the double consolidation loophole is to consolidate each of your Parent PLUS Loans twice. In this scenario, a borrower can have as few as two Parent PLUS Loans.
Is there a credit check for Direct PLUS loan?
A credit check will be performed during the application process. If you have an adverse credit history, you may still receive a parent PLUS loan through one of these two options: Obtaining an endorser who does not have an adverse credit history.
Why would someone be denied a parent PLUS loan?
In general, you will be denied if you have adverse credit consisting of any of the following: Bankruptcy discharge within the past five years. Voluntary surrender of personal property to avoid repossession within the last five years. Collateral repossession within the past five years.
What credit score is needed for a parent PLUS loan?
If you're a parent or graduate student seeking a Direct PLUS Loan, one of the requirements to qualify is that you must not have an adverse credit history. If your application is denied because of an adverse credit history, don't give up. You still have options.
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What is 2012-2013 Direct Parent PLUS Loan Pre-Application Data Sheet & Authorization for Credit Check?
The 2012-2013 Direct Parent PLUS Loan Pre-Application Data Sheet & Authorization for Credit Check is a form used by parents to apply for a federal student loan to help pay for their child's education. It contains essential information needed for processing the loan application and authorizes a credit check.
Who is required to file 2012-2013 Direct Parent PLUS Loan Pre-Application Data Sheet & Authorization for Credit Check?
Parents of dependent undergraduate students who wish to apply for a Direct Parent PLUS Loan must file the 2012-2013 Direct Parent PLUS Loan Pre-Application Data Sheet & Authorization for Credit Check.
How to fill out 2012-2013 Direct Parent PLUS Loan Pre-Application Data Sheet & Authorization for Credit Check?
To fill out the form, parents need to provide personal and financial information, including social security numbers, income information, and details about the student. It's crucial to follow the instructions on the form accurately and ensure all sections are completed before submission.
What is the purpose of 2012-2013 Direct Parent PLUS Loan Pre-Application Data Sheet & Authorization for Credit Check?
The purpose of the form is to initiate the loan application process for parents seeking financial assistance through the Direct Parent PLUS Loan program and to give the lender permission to conduct a credit check.
What information must be reported on 2012-2013 Direct Parent PLUS Loan Pre-Application Data Sheet & Authorization for Credit Check?
The information that must be reported includes parent identifiers (such as name and Social Security Number), financial information (like income), information regarding the dependent student (like their name and school), and consent for a credit check.
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