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Get the free Public Service Deferment Request - files safmt

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This form is to request a deferment of repayment on outstanding Federal Family Education Loans for individuals engaging in specified public service roles, including active duty military and various
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How to fill out public service deferment request

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How to fill out Public Service Deferment Request

01
Obtain the Public Service Deferment Request form from your loan servicer or online.
02
Fill out your personal information accurately, including your name, address, and contact information.
03
Indicate the type of loans you have and provide details about your loan servicer.
04
Specify your qualifying public service employment, including your employer's name and address.
05
Provide documentation that verifies your employment and role in public service (e.g., pay stubs, employment verification letter).
06
Review the form for completeness and accuracy.
07
Sign and date the form.
08
Submit the form to your loan servicer according to their submission guidelines.

Who needs Public Service Deferment Request?

01
Individuals who are employed in qualifying public service jobs, such as government employees, teachers, or non-profit workers, may need to fill out the Public Service Deferment Request.
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People Also Ask about

A deferment lets you temporarily reduce or postpone payments on your loan(s) if you're returning to college, going to graduate school, or entering an internship, law clerkship, fellowship, or residency.
Delayed Progress Toward Forgiveness If you're seeking Public Service Loan Forgiveness (PSLF) or income-driven repayment forgiveness, in most cases deferment will not allow you to make progress toward forgiveness.
MOHELA will often put borrowers into administrative forbearance without asking a borrower. If this happens to you, do not worry due to the crediting of PSLF, IDR, and zero interest accrual.
Key takeaways. Deferment allows qualified borrowers to pause student loans repayment — and, in some cases, suspend interest — for up to three years. Forbearance doesn't allow you to save on interest but has broader criteria and no limit to the number of times you can do this.
Paused payments count toward PSLF and TEPSLF as long as you meet all other qualifications.
Typically, months in forbearance and deferment do not count towards PSLF. However, months during the COVID-19 payment pause (March 2020-September 2023), months that qualify under the IDR Adjustment, and months where loans are being placed on administrative forbearance after the repayment restart will count toward PSLF.

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Public Service Deferment Request is a formal application submitted by borrowers seeking to temporarily postpone their student loan payments due to qualifying public service employment.
Individuals working in qualifying public service jobs, such as government or nonprofit organizations, who wish to defer their student loan payments must file the Public Service Deferment Request.
To fill out the Public Service Deferment Request, borrowers should obtain the form from their loan servicer, complete the required sections including personal information and details of public service employment, and provide any necessary documentation.
The purpose of the Public Service Deferment Request is to allow eligible borrowers to temporarily suspend their student loan payments while they are engaged in qualified public service activities.
The Public Service Deferment Request typically requires reporting personal identification information, details about employment status and organization, job title, and the start and end dates of employment.
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