Transaction results for the three-month period ended 30 June 2011 4 4. Bank charges for the first 30 days of the period 5 5. Interest rate on Bank balance sheet for the period 6 5. Statement of transaction results by segment 7 6. Transaction results for the three-month period ended 30 June 2011 8 7. Bank charge by segment 9 8. Discussion of results for the business segment by segment 10 9. Discussion of results for the consolidated segment 11 10. Conclusion 12 Appendix 1: Overview of business 1.1 Overview 1.1.1 Growth in profits 1.1.2 Growth in loans 1.1.3 Growth in deposits 1.1.4 Growth in other items 1.2 Capital allocation 1.3 Subletting of loans, deposits and other items 1.4 Funding activities, excluding equity loans 1.5 Financial position of customers 1.6 Total revenue, excluding equity loans 1.7 Subsidy expenses 1.8 Income before Tax 1.9 Tax expense 12 Expected Contribution to the financial position and total capital of the banks 14 Expected Contribution to the Consolidated Profit before Tax for the year ending 30 June 2011 16 Net Contribution to the Consolidated Profit (Net Income) for the year ending 30 June 2011 17 Contribution of Equity Loans 18 Contribution of Loans 19 Contribution of Equity Securities 20 Non-cancellable Equity Securities 21 Financial Position of the Bank, at 30 June 2011 (In millions of Australian dollars) Financial position of the banks at 30 June 2011 (Percentage at 30 June 2011 Total Equity Loans Non-cancellable Equity Securities Loan Sales (in tens of millions) 51.9 67.3 80.3 100.0 100.0 Loan Sales, at 30 June 2011 53.5 69.8 83.4 100.0 100.0 Profit for the business segment at 30 June 2011 61.2 100.0 100.0 100.0 100.
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General Short Form Disclosure Statement Bank of Baroda (New Zealand) Limited General short form disclosure statement for the three months ended 30 June 2011 Prepared under Registered Bank Disclosure
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