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The Geneva Papers, 2008, 33, (91 109) r 2008 The International Association for the Study of Insurance Economics 1018-5895/$0830.00 www.palgrave-journals.com/gpp Insurability of Climate Risks Arthur

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What is insurability of climate risks?

Insurability of climate risks refers to the ability to obtain insurance coverage for potential losses and damages caused by climate-related events and phenomena. It involves assessing the likelihood and impacts of climate risks and determining the level of risk that can be effectively covered by insurance.

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The requirement to file insurability of climate risks depends on the specific regulations and policies of the relevant government or regulatory body. It may be mandatory for certain industries, insurance providers, or organizations involved in managing climate risks.

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Filling out the insurability of climate risks typically involves collecting and analyzing relevant data on climate risks, assessing their potential impacts, and determining the appropriate insurance coverage. This process may require collaboration between stakeholders, experts in climate science, and insurance professionals.

What is the purpose of insurability of climate risks?

The purpose of insurability of climate risks is to ensure that individuals, businesses, and communities are adequately protected against potential losses and damages due to climate-related events. It helps assess the risks, promote risk reduction measures, and enable the availability of suitable insurance products and coverage.

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The specific information required for reporting on insurability of climate risks can vary depending on the jurisdiction and regulatory framework. Generally, it may include data on historical climate events, projections of future climate risks, assessment of vulnerabilities, estimated economic impacts, and mitigation and adaptation measures implemented.

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