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This document outlines the enhancements to health and welfare benefits for participants of the Sheet Metal Workers' Local 73 Welfare Fund, effective July 1, 2011. It details the changes resulting
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How to fill out Sheet Metal Workers' Local 73 Welfare Fund Benefits Announcement

01
Obtain the Sheet Metal Workers' Local 73 Welfare Fund Benefits Announcement document from your union or local office.
02
Read the instructions carefully to understand the categories of benefits provided.
03
Fill in your personal information, including your name, address, and membership number, in the designated sections.
04
Review the eligibility requirements for each benefit listed in the document to ensure you meet them.
05
Attach any required documentation that supports your application for benefits, such as proof of expenses or incident reports.
06
Sign and date the form at the bottom as required.
07
Submit the completed form by the specified deadline to the appropriate office or email address listed in the announcement.

Who needs Sheet Metal Workers' Local 73 Welfare Fund Benefits Announcement?

01
Members of Sheet Metal Workers' Local 73 who are seeking to access health and welfare benefits.
02
Beneficiaries of deceased union members who may be entitled to benefits.
03
Employees in the sheet metal industry looking for information on available welfare fund benefits.
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The Sheet Metal Workers' Local 73 Pension Fund is a Defined Benefit Plan that is designed to provide its participants with the income security that is needed to enjoy their retirement years. The Pension Fund is jointly administered by a six member Board of Trustees: three Labor Trustees and three Employer Trustees.
A retirement fund is one in which you can save regular contributions while you are working to provide an income when you reach retirement age.
?? U.S. Funds Claim Three Spots Federal Retirement Thrift Investment Board (FRTIB) California Public Employees' Retirement System (CalPERS) California State Teachers' Retirement System (CalSTRS)
The above chart shows that U.S. residents under 35 have an average of $49,130 in retirement savings; those 35 to 44 have an average $141,520; those 45 to 54 have an average $313,220; those 55 to 64 have an average $537,560; those 65 to 74 have an average $609,230; and those 75 or older have an average $462,410.
Pension plans typically provide the payment of a set amount every month from your retirement date for the rest of your life ("an annuity"). You may also choose to receive lifetime payments that continue to your spouse after your death.

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The Sheet Metal Workers' Local 73 Welfare Fund Benefits Announcement is a communication detailing the benefits available to members, including health, retirement, and other welfare fund services.
All members of Sheet Metal Workers' Local 73 who are enrolled in the welfare fund are required to file the announcement to ensure they receive their entitled benefits.
To fill out the benefits announcement, members should accurately provide their personal information, details of dependent coverage, and any required documentation as indicated in the form's instructions.
The purpose of the announcement is to inform members of their rights, benefits, and necessary steps to access the welfare fund services available to them.
The information that must be reported includes member identification details, dependents' information, coverage selections, and any changes in status that may affect benefit eligibility.
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