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This document is used to provide elevation information necessary to ensure compliance with applicable community floodplain management ordinances and to determine insurance premium rates.
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How to fill out Elevation Certificate

01
Obtain the Elevation Certificate form from FEMA's website or local authorities.
02
Fill out Section A with the property owner's information and property location.
03
In Section B, provide information about the building, including the footprint and use.
04
Complete Section C, detailing the flood zone information and Base Flood Elevation (BFE).
05
Fill out Section D with the elevation data of the building relative to the BFE.
06
If applicable, have a licensed surveyor complete Section E with their certification.
07
Review the entire certificate for accuracy and completeness.
08
Submit the completed Elevation Certificate to your insurance agent or local authority as required.

Who needs Elevation Certificate?

01
Homeowners in flood-prone areas who require flood insurance.
02
Real estate developers needing to comply with local zoning regulations.
03
Municipalities for planning and zoning requirements.
04
Lenders requiring proof of elevation to process loans for properties in flood zones.
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If property owners provide an EC with more detailed FFH and elevation information, the flood insurance rating engine may return a lower annual premium. FEMA's system compares the original elevation data with the updated information to deliver a more property-specific and equitable rate for the policyholder.
How do I get an elevation certificate? Start by contacting your local floodplain manager. They often work for your city's or county's building, permitting, engineering or land use department. Ask them if there is an elevation certificate on file for your property.
The EC lists a building's location, lowest point of elevation, flood zone, and other characteristics. Under NFIP's pricing approach, an EC is no longer required to purchase coverage.
Base flood elevation (BFE) is a value determined by the Federal Emergency Management Agency (FEMA) that helps identify the flood risk in a certain area. By extension, it also determines the risk a particular structure has of flooding if the water level rises.
If property owners provide an EC with more detailed FFH and elevation information, the flood insurance rating engine may return a lower annual premium. FEMA's system compares the original elevation data with the updated information to deliver a more property-specific and equitable rate for the policyholder.

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An Elevation Certificate is an official document that provides the elevation of a building or structure relative to the base flood elevation (BFE) and other important data regarding the construction and location of the building, as required by the National Flood Insurance Program (NFIP).
An Elevation Certificate is typically required for property owners in flood-prone areas who are applying for flood insurance, particularly if they are looking to reduce their premiums. It is also needed for communities to enforce floodplain management ordinances.
To fill out an Elevation Certificate, you must provide details about the building including its location, elevation data, and other specific measurements. The certificate should be completed by a licensed land surveyor, architect, or engineer who can accurately determine the elevations.
The primary purpose of an Elevation Certificate is to provide information necessary for determining flood insurance rates, assessing compliance with local floodplain management regulations, and establishing elevation data for buildings in flood-prone areas.
An Elevation Certificate must report information such as the building's address, the type of structure, flood zone designation, base flood elevation, and the actual elevation of the building's lowest floor. Other details include whether the building is elevated on pilings, fill, or other means.
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