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This document is used for certifying the elevation information of buildings for flood insurance purposes, specifically for post-FIRM construction and pre-FIRM buildings rated under post-FIRM rules.
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How to fill out elevation certificate - mymanatee

How to fill out Elevation Certificate
01
Obtain the Elevation Certificate form from FEMA or your local floodplain management office.
02
Fill in the property information section, including the property's address and owner's name.
03
Identify the building's footprint and record the latitude and longitude of the location.
04
Complete the section on building type, which specifies residential or commercial building.
05
Measure the elevation of the lowest floor, including basements, and enter the value in the appropriate section.
06
Record the elevation of any attached garages or crawl spaces.
07
If applicable, provide information about other important features such as mechanical equipment and garages.
08
Have a qualified professional surveyor complete the elevation survey and validate your measurements.
09
Sign and date the form, and submit it to your local authorities or insurance provider.
Who needs Elevation Certificate?
01
Property owners located in high-risk flood areas are required to have an Elevation Certificate for flood insurance.
02
Homeowners looking to mitigate flood risk or ensure compliance with local floodplain management regulations.
03
Lenders and insurance companies may require an Elevation Certificate to determine flood insurance rates.
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Will an elevation certificate lower my flood insurance?
If property owners provide an EC with more detailed FFH and elevation information, the flood insurance rating engine may return a lower annual premium. FEMA's system compares the original elevation data with the updated information to deliver a more property-specific and equitable rate for the policyholder.
How do I get a free elevation certificate?
How do I get an elevation certificate? Start by contacting your local floodplain manager. They often work for your city's or county's building, permitting, engineering or land use department. Ask them if there is an elevation certificate on file for your property.
What is included in an elevation certificate?
The EC lists a building's location, lowest point of elevation, flood zone, and other characteristics. Under NFIP's pricing approach, an EC is no longer required to purchase coverage.
What is a BFE certificate?
Base flood elevation (BFE) is a value determined by the Federal Emergency Management Agency (FEMA) that helps identify the flood risk in a certain area. By extension, it also determines the risk a particular structure has of flooding if the water level rises.
Will an elevation certificate lower my flood insurance?
If property owners provide an EC with more detailed FFH and elevation information, the flood insurance rating engine may return a lower annual premium. FEMA's system compares the original elevation data with the updated information to deliver a more property-specific and equitable rate for the policyholder.
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What is Elevation Certificate?
An Elevation Certificate is an official document used to determine the elevation of a building in relation to the Base Flood Elevation (BFE), which is important for flood insurance rates and compliance with floodplain management regulations.
Who is required to file Elevation Certificate?
Those required to file an Elevation Certificate typically include property owners in flood-prone areas, mortgage lenders, insurance agents, and local government officials involved in floodplain management.
How to fill out Elevation Certificate?
To fill out an Elevation Certificate, one must provide information about the building's location, the elevation of the lowest floor, any basement or crawl space, and other site-specific data. A licensed professional surveyor or engineer usually completes the certification.
What is the purpose of Elevation Certificate?
The purpose of the Elevation Certificate is to provide information needed to determine the proper flood insurance premium for a property, to help local communities enforce floodplain management ordinances, and to assess risk for flood-related disasters.
What information must be reported on Elevation Certificate?
The Elevation Certificate must report specific information including the property address, the elevation of the lowest floor, the Base Flood Elevation (BFE), the presence of basement or crawl spaces, and any other relevant structural and location details.
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