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This document provides elevation information necessary for compliance with floodplain management ordinances, determining the proper insurance premium rate, and supporting requests for map amendments
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How to fill out elevation certificate - mymanatee

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How to fill out Elevation Certificate

01
Obtain the Elevation Certificate form from FEMA or your local government office.
02
Fill in the property information, including the address and owner's name.
03
Enter the building's construction information, including the type of building and its use.
04
Provide details about the flood zone designation by referring to the current Flood Insurance Rate Map (FIRM).
05
Record the elevation of the building's lowest floor, including the basement if present.
06
Document the elevation of the highest adjacent grade next to the building.
07
If additional information is needed, complete Sections B through E which require more detailed measurements and information.
08
Sign and date the certificate, ensuring all information is accurate.
09
Submit the completed Elevation Certificate to your insurance agent and local floodplain manager.

Who needs Elevation Certificate?

01
Property owners in flood-prone areas who are required to obtain flood insurance.
02
Homebuyers looking to determine the elevation of a property for insurance or resale purposes.
03
Local governments and municipalities that require building elevation data for zoning and planning purposes.
04
Insurance companies that need the certificate to determine premiums and coverage for flood insurance.
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If property owners provide an EC with more detailed FFH and elevation information, the flood insurance rating engine may return a lower annual premium. FEMA's system compares the original elevation data with the updated information to deliver a more property-specific and equitable rate for the policyholder.
How do I get an elevation certificate? Start by contacting your local floodplain manager. They often work for your city's or county's building, permitting, engineering or land use department. Ask them if there is an elevation certificate on file for your property.
The EC lists a building's location, lowest point of elevation, flood zone, and other characteristics. Under NFIP's pricing approach, an EC is no longer required to purchase coverage.
Base flood elevation (BFE) is a value determined by the Federal Emergency Management Agency (FEMA) that helps identify the flood risk in a certain area. By extension, it also determines the risk a particular structure has of flooding if the water level rises.
If property owners provide an EC with more detailed FFH and elevation information, the flood insurance rating engine may return a lower annual premium. FEMA's system compares the original elevation data with the updated information to deliver a more property-specific and equitable rate for the policyholder.

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An Elevation Certificate is a document used to certify the elevation of a property in relation to the base flood elevation for floodplain management and insurance purposes.
Property owners in flood-prone areas, lenders, and insurance companies may require an Elevation Certificate for securing flood insurance or for compliance with local floodplain management regulations.
To fill out an Elevation Certificate, a licensed land surveyor or engineer must complete the form, providing detailed information about the property’s location, building characteristics, and elevation measurements.
The purpose of an Elevation Certificate is to determine the risk of flooding for a property, which impacts flood insurance rates and compliance with local flood zone regulations.
An Elevation Certificate must report information such as the property's location, elevation data of the lowest floor, any basement or crawl space, and the flood zone designation.
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