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U.S. Office of Personnel ManagementFEHB Program Carrier LetterInsurance Services ProgramsExperiencerated CarriersLetter No. 200914 Feeforservice 10 Date: September 2, 2009, Experience rated HMO 10

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What is experience-rated carriers?

Experience-rated carriers are insurance carriers that determine premiums based on the loss history or experience of the insured entity.

Who is required to file experience-rated carriers?

Any insurance carrier that uses experience rating to determine premiums is required to file experience-rated carriers.

How to fill out experience-rated carriers?

Filling out experience-rated carriers involves providing detailed information about the insured entity's loss history, such as previous claims, amounts paid, and reserves.

What is the purpose of experience-rated carriers?

The purpose of experience-rated carriers is to accurately assess the risk and loss potential for an insured entity and determine appropriate premium amounts based on their historical loss experience.

What information must be reported on experience-rated carriers?

Information that must be reported on experience-rated carriers includes the insured entity's loss history, including claim details such as dates, amounts, and types of losses.

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