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Term sheet to Product Supplement No. 30I Registration Statement No. 333177923 Dated September 28, 2012; Rule 433 To prospectus dated November 14, 2011, prospectus supplement dated November 14, 2011,

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The information that must be reported on structured investments - securities includes details about the issuer, investment structure, underlying assets or indices, payment terms, potential risks, and other relevant disclosures as required by regulatory authorities.

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