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This document is an annual financial report for the Berne Public Library, prescribed by the State Board of Accounts for the fiscal year ending in 2009. It includes statements of receipts, disbursements,
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What is LAR-1 (REVISED 2009)?
LAR-1 (REVISED 2009) is a reporting form used by financial institutions to provide information about their lending practices, specifically regarding the Home Mortgage Disclosure Act (HMDA).
Who is required to file LAR-1 (REVISED 2009)?
Financial institutions that meet certain criteria, such as those that originate a specified number of home mortgage loans or reside in a metropolitan area, are required to file LAR-1 (REVISED 2009).
How to fill out LAR-1 (REVISED 2009)?
To fill out LAR-1 (REVISED 2009), institutions must collect and report data on home purchase loans, home improvement loans, and refinancing, while ensuring accuracy and compliance with HMDA guidelines.
What is the purpose of LAR-1 (REVISED 2009)?
The purpose of LAR-1 (REVISED 2009) is to ensure transparency in the mortgage lending process and to monitor lending patterns that may indicate discrimination or disparities in access to credit.
What information must be reported on LAR-1 (REVISED 2009)?
Information required on LAR-1 (REVISED 2009) includes loan details such as the loan amount, type of loan, applicant's demographic information, action taken on the application, and reasons for denial, among other data points.
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