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This document is the annual financial report for the Mitchell Public Library for the fiscal year that ended in 2009, detailing receipts, disbursements, cash balances, and investments.
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Obtain a copy of the LAR-1 form (REVISED 2009).
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Entities required by regulatory bodies to submit a legal authorization request for records.
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LAR-1 (REVISED 2009) is a reporting form used by certain financial institutions to collect and report data about their lending activities, particularly related to the Home Mortgage Disclosure Act (HMDA).
Financial institutions that satisfy specific criteria, such as the size of their assets and their lending activities, are required to file LAR-1 (REVISED 2009). Generally, those that are considered to be covered institutions under HMDA.
Filling out LAR-1 (REVISED 2009) involves providing detailed information about each loan originations or application received, including borrower demographics, loan types, and action taken on the application. Institutions must follow specific guidelines outlined in HMDA regulations for completing the form.
The purpose of LAR-1 (REVISED 2009) is to ensure transparency in lending practices and to identify potential discriminatory lending patterns by collecting data that can be analyzed by regulatory agencies and the public.
The LAR-1 (REVISED 2009) must report information including the application date, loan amount, property location, borrower characteristics (race, ethnicity, sex), the action taken on the application, and reasons for denial, among other data points.
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