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This document serves as the annual financial report for the Aurora Public Library, detailing receipts, disbursements, cash balances, investment balances, and intergovernmental expenditures for the
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What is LAR-1 (REVISED 2003)?
LAR-1 (REVISED 2003) is a standardized reporting form used by certain financial institutions to collect and report information related to lending practices, particularly with regard to compliance with fair lending laws.
Who is required to file LAR-1 (REVISED 2003)?
Financial institutions that meet specific criteria under the Home Mortgage Disclosure Act (HMDA) are required to file LAR-1 (REVISED 2003). This typically includes banks, credit unions, and mortgage companies that originate a substantial volume of mortgage loans.
How to fill out LAR-1 (REVISED 2003)?
Filling out LAR-1 (REVISED 2003) involves providing detailed information about loan applications, including data on the applicant, loan terms, and the disposition of each application. Institutions must follow the guidelines provided by the regulatory agencies and ensure accurate data entry.
What is the purpose of LAR-1 (REVISED 2003)?
The purpose of LAR-1 (REVISED 2003) is to promote transparency in lending practices and to ensure compliance with the fair lending laws by collecting data that can be used to analyze lending patterns, monitor discrimination, and assess the availability of credit.
What information must be reported on LAR-1 (REVISED 2003)?
LAR-1 (REVISED 2003) requires the reporting of various information including applicant demographic data, loan amounts, loan purposes, action taken on the application, and any reasons for denial, among other relevant details.
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