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This document serves as the annual financial report for the Fayette County Library, summarizing receipts, disbursements, cash balances, and investment balances for the fiscal year ending in 2008.
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Who needs LAR-1?
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What is LAR-1?
LAR-1 is a form used by certain financial institutions to report information related to their lending practices and compliance with fair lending laws.
Who is required to file LAR-1?
Financial institutions that are subject to the Home Mortgage Disclosure Act (HMDA) and meet certain criteria, such as loan volume and type, are required to file LAR-1.
How to fill out LAR-1?
To fill out LAR-1, institutions must gather relevant data including loan application details, borrower demographics, loan features, and their actions on loan applications, and then input that data into the designated sections of the form accurately.
What is the purpose of LAR-1?
The purpose of LAR-1 is to provide regulators with data that helps to monitor and enforce fair lending laws, ensuring that lending practices are equitable and non-discriminatory.
What information must be reported on LAR-1?
LAR-1 must report information such as the type of loan, loan amount, property location, borrower race and ethnicity, actions taken on loan applications, and reasons for denial if applicable.
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