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This document is an annual financial report for the Akron Carnegie Public Library, detailing its financial activities including receipts, disbursements, cash balances, and investments for the fiscal
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What is LAR-1?
LAR-1 is a report that companies file to provide information on their lending activities, particularly in relation to compliance with the Home Mortgage Disclosure Act (HMDA).
Who is required to file LAR-1?
Financial institutions that meet certain criteria, including having a certain volume of mortgage loans or operating in certain markets, are required to file LAR-1.
How to fill out LAR-1?
To fill out LAR-1, institutions must gather data on loan applications, originations, and denials, as well as borrower demographics, and enter this information according to the specified format provided by regulators.
What is the purpose of LAR-1?
The purpose of LAR-1 is to collect data that promotes transparency in the mortgage lending process and helps to evaluate lending practices and the compliance of financial institutions with fair lending laws.
What information must be reported on LAR-1?
LAR-1 must report information such as loan application date, loan type, loan amount, property type, applicant ethnicity, race, gender, income, and whether the application was approved or denied.
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