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This document provides a detailed financial report for the Ridgeville Public Library for the fiscal year ending 2010, including statements of receipts, disbursements, cash balances, and investment
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What is LAR-1 (REVISED 2009)?
LAR-1 (Revised 2009) is a report that financial institutions use to disclose data related to their lending practices, particularly focusing on the demographics of borrowers and the properties secured by loans.
Who is required to file LAR-1 (REVISED 2009)?
Financial institutions that are subject to the Home Mortgage Disclosure Act (HMDA) are required to file LAR-1 (Revised 2009), including banks, credit unions, and mortgage companies that meet specific asset thresholds.
How to fill out LAR-1 (REVISED 2009)?
To fill out LAR-1 (Revised 2009), institutions must collect and report data on loan applications, approvals, and denials, including the loan amount, application date, borrower demographics, and reasons for denial, ensuring compliance with HMDA requirements.
What is the purpose of LAR-1 (REVISED 2009)?
The purpose of LAR-1 (Revised 2009) is to promote transparency in lending practices, assist in identifying discriminatory lending patterns, and help regulatory agencies monitor the compliance of mortgage lenders with fair lending laws.
What information must be reported on LAR-1 (REVISED 2009)?
LAR-1 (Revised 2009) must report data including the loan type, status, geographic location, applicant characteristics such as race and gender, and the property's characteristics among other relevant lending information.
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