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This document is a registration form for scheduling open enrollment sessions and events for the Oregon Educators Benefit Board.
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How to fill out 2012 open enrollment

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How to fill out 2012 Open Enrollment

01
Review your current health insurance plan options.
02
Gather necessary personal information, including Social Security numbers and income details.
03
Determine if you need to make changes to your existing coverage or choose a new plan.
04
Use the online marketplace or contact your employer’s HR department for enrollment options.
05
Complete the application form accurately and provide all required documentation.
06
Submit the enrollment application before the deadline set for the 2012 Open Enrollment period.

Who needs 2012 Open Enrollment?

01
Individuals who are currently enrolled in a health insurance plan and want to make changes.
02
New employees seeking health insurance coverage.
03
People who have experienced life changes, such as marriage, divorce, or the birth of a child.
04
Individuals who are uninsured and wish to obtain health coverage for the upcoming year.
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new plan year, an SBC must be provided as soon as practicable, and no later than seven business days after issuance of the new policy, certificate, or contract of insurance.
SBCs are required for most health plans (other than “excepted benefits,” retiree-only plans, and Medicare Advantage plans), regardless of funding type and grandfathered status.
Summary of Benefits and Coverage (SBC) The penalty for willfully failing to do so is $1,406 per violation. HBL has experience in all areas of benefits and employment law, offering a comprehensive solution to all your business benefits and H.R./employment needs.
new plan year, an SBC must be provided as soon as practicable, and no later than seven business days after issuance of the new policy, certificate, or contract of insurance.
What type of health plan requires a summary of benefits and coverage? All major health plans must provide an SBC. This includes plans an individual purchased on their own as well as employer-sponsored health plans.
Employers must offer health insurance that is affordable and provides minimum value to 95% of their full-time employees and their children up to the end of the month in which they turn age 26, or be subject to penalties. This is known as the employer mandate.
An SBC may also be provided electronically by a plan or issuer to a participant or beneficiary who is covered under a plan in ance with the Department of Labor's disclosure regulations at 29 CFR 2520.104b-1.
Starting in 2014, the Affordable Care Act (aka Obamacare) implemented an open enrollment period from October 1st to March 31st to buy coverage for plan year 2014. You can only buy health insurance in this time frame unless you have a qualifying life event or a special enrollment status.

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2012 Open Enrollment refers to the period during which eligible individuals can enroll in or make changes to their health insurance plans for the year 2012. This typically includes options for employer-sponsored insurance and individual health plans.
Individuals who are seeking to enroll in health insurance coverage or to change their current health plan for the year 2012 are required to file for Open Enrollment. This typically includes employees of companies offering health plans and those who qualify for individual plans.
To fill out 2012 Open Enrollment, individuals should review their available health plan options, gather necessary personal and health information, complete the designated enrollment forms provided by their employer or insurance provider, and submit them within the enrollment period.
The purpose of 2012 Open Enrollment is to allow individuals the opportunity to enroll in health insurance coverage or to make changes to their current plans in response to their health needs and circumstances.
Information that must be reported during 2012 Open Enrollment includes personal identification details, health history, selected coverage options, and any dependent information that may need to be included in the insurance plan.
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