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B Broad form collision coverage which shall pay for collision damage to the insured vehicle regardless of fault with deductibles in such amounts as may be approved by the commissioner which deductibles shall be waived if the operator of the vehicle is not substantially at fault in the accident from which the damage arose. THE INSURANCE CODE OF 1956 EXCERPT Act 218 of 1956 500. 3037 Limited collision broad form collision and standard and limited collision coverages deductibles waiver of...

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Good afternoon this is Brian Hanniganonce again for handing insurance TV broadcasting live handing assurance headquarters in Ann Arbor Michigan without countdown to Christmas 30 questions insurance questions in 30 days today wear eon question number 9 your most revealing us question today is December the third Thursday today×39’s question comes from David putty from Chelsea Michigan David wants to know hey Brian and Shea mus include you this timestamps that's good I have what I see have my pal said broad form collision what the heck is the difference between broad form collision and regular collision David wants to know well David the difference is if you have broad form collision on your policy if you get car accident and it×39’s not your fault'll say that again you×39’re going to count cards in it and it×39’s no fault the insurance company will waive your deductible to get your car fixed for free if you have a regular collision or basic collision you want to be careful because some insurance companies might call it basic my call regular it means the same you have to pay your deductible regardless of who's at faults give me an example you×39’d stop sign someone Rams in from you from behind totals the back end of your fender you have to eat your car fixed could cost three to four thousand dollars you will have to pay your deductible and you×39;regonna be upset at the other driverMichigan'’s a no-fault states this insurance pays for him your insurance pays for you but if you want a broad form costs a little extra usually fifty to sixty dollars more year or every six months to carry it, but it gives you that luxury and the event you do get the car accident the way that adoptable for you if it×39’s not your fault, but the key right there it×39’s not your fault that's the difference broad farmers to the basic this is brianHannigan broadcasting from Hannigan TV for more information just click on that link right below me right there it's go time go to Hannah insurance.com you

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