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Consumer Handbook on Adjustable Rate Mortgages Federal Reserve Board Office of Thrift supervision EQUAL HOUSING OPPORTUNITY This booklet was prepared in consultation with the following organizations:
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Any individual or entity involved in providing loans or extending credit must comply with truth in lending laws, including the use of truth in lending 71 forms. This includes banks, credit unions, mortgage lenders, and other financial institutions that offer consumer loans. Additionally, borrowers who are applying for loans should familiarize themselves with the truth in lending 71 form to understand the terms and costs associated with their loan.
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The truth in lending 71 refers to a specific form, known as Form TILA-71, which is used to report certain information about mortgage loan activity.
Lenders and mortgage loan servicers are typically required to file truth in lending 71.
To fill out truth in lending 71, the required information must be accurately recorded on the form, including details about the mortgage loan activity and the parties involved.
The purpose of truth in lending 71 is to provide transparency and ensure that consumers have access to accurate and complete information about their mortgage loan activity.
The truth in lending 71 form typically requires information such as loan amount, interest rate, loan term, and any applicable fees or charges.
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