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PERSONAL BUDGET ANALYSIS Step 1 - Draft a Hardship Letter, also known as a Letter of Explanation Please write a SEPARATE letter and return it with this completed 2-Page form. Tell us about the circumstances that have lead up to your need/hardship, and your subsequent inability to make payments by the due date(s). Please identify what steps you have already taken to solve the problem, and exactly how you are hoping...
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personal budget draft
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