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This document provides information about the increase in the employer contribution rate for the Public Employees' Retirement System (PERS) of Mississippi, effective July 1, 2006, including details
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How to fill out public employees retirement system

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How to fill out Public Employees’ Retirement System of Mississippi

01
Obtain the Public Employees’ Retirement System of Mississippi application form from the official website or local office.
02
Fill in the personal information section with your name, address, social security number, and date of birth.
03
Provide your employment details, including the name of your employer, position, and duration of employment.
04
Include your beneficiary information, specifying whom you want to receive benefits in case of your passing.
05
Review the form for any errors or missing information.
06
Sign and date the application form to validate it.
07
Submit the completed form to the appropriate PERS office via mail or in person.

Who needs Public Employees’ Retirement System of Mississippi?

01
Public employees in Mississippi who are looking for retirement benefits after their service.
02
State and local government workers who want to secure a retirement plan.
03
Employees seeking financial security during retirement in Mississippi.
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Social Security and Medicare in Retirement The Social Security system is set up to start providing monthly benefits as early as age 62. If you start working at age 18, you'll be eligible after working for 44 years.
As of 2025, PERS is in a tenuous position with costs that are extremely vulnerable to volatility in global investment markets. PERS actuaries have warned that contributions from employers–even at the increased 19.9% rate–are insufficient to pay off debt and fully fund promised pension benefits.
As a condition of their employment, they are required to contribute to PERS (currently at a rate of 9.00 percent of their total salary) through deductions from their paychecks with the promise that they will receive retirement benefits at some point in the future after meeting all eligibility requirements.
25 years of service at any age OR age 60 and vested. 25 years of service at any age OR age 60 and vested.
Additionally, your employer pays contributions to the plan so that, once you retire, you will receive monthly benefits for life.
Retirement Income Varies Widely By State StateAverage Retirement Income Mississippi $23,347 Missouri $24,125 Montana $25,463 Nebraska $23,82147 more rows • Apr 3, 2025
Like most states, teachers need to serve a number of years before qualifying for a pension. Mississippi has a 8 year vesting period. While educators qualify for a pension after 8 years of service, the pension may not be worth all that much.
You may request a balance of your account by contacting PERS Customer Service. You may call in your request at 800-444-7377 or 601-359-3589, or you may fax your request to 601-359-6707 with the following information: Name. Retirement Plan (PERS, SLRP, MHSPRS, or MRS)

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The Public Employees’ Retirement System of Mississippi (PERS) is a state-run retirement plan designed to provide pension benefits to employees of the state of Mississippi and other participating public entities.
All eligible public employees who are members of the retirement system are required to file with the Public Employees’ Retirement System of Mississippi.
Filling out the Public Employees’ Retirement System of Mississippi forms typically involves providing personal information, employment details, and selecting benefit options as required by the specific form.
The purpose of the Public Employees’ Retirement System of Mississippi is to provide retirement, disability, and survivor benefits to eligible public employees, ensuring financial security after retirement.
Information that must be reported includes member identification details, employment history, salary information, contributions made to the system, and any changes in employment status.
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