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This document serves as a request form for Federal Direct Parent PLUS Loans for parents of dependent undergraduate students, providing guidance on eligibility, necessary information, and instructions
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How to fill out Federal Direct Parent PLUS Loans for Undergraduate Students Request Form 2011-12

01
Obtain the Federal Direct Parent PLUS Loan Request Form for the 2011-12 academic year from the school's financial aid office or the official Federal Student Aid website.
02
Fill in the parent borrower's personal information, including name, Social Security number, and contact information.
03
Provide information about the student for whom the loan is being requested, including their name, Social Security number, and school identification number.
04
Indicate the loan amount desired, ensuring it does not exceed the cost of attendance minus any other financial aid the student is receiving.
05
Review the terms and conditions of the loan, including interest rates and repayment options.
06
Sign and date the application to certify that the information provided is accurate and complete.
07
Submit the completed application to the financial aid office at the student's school for processing.

Who needs Federal Direct Parent PLUS Loans for Undergraduate Students Request Form 2011-12?

01
Parents of dependent undergraduate students who need additional financial assistance to pay for college expenses.
02
Parents who have a credit history that meets the standard criteria set by the U.S. Department of Education.
03
Parents looking to supplement financial aid and help cover costs such as tuition, room and board, and other educational expenses.
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People Also Ask about

Direct PLUS Loans for parents are unsubsidized loans made to parents of dependent undergraduate students. If a student's parents cannot get a parent PLUS loan, the student may be eligible to receive additional unsubsidized loans. Learn more about parent PLUS loans.
Parent PLUS loans can be eligible for Income-Contingent Repayment (ICR) and Public Service Loan Forgiveness (PSLF). However, they must be consolidated into a federal Direct Consolidation loan first. Your eligibility for these programs can depend on your income and the type of employer you work for.
What Are Some Reasons to Avoid PLUS Loans? First, PLUS loans have no automatic grace period. Then there's the fact they aren't eligible for most IDR plans. Then, borrowing too much is easy to do, and finally, they're nearly impossible to get out of, even in bankruptcy.
Unlike all other federal student loans, there are no explicit borrowing limits for parent PLUS loans. Parents may borrow up to the full cost of attendance, which is determined by the institution, not the government, and includes books, travel and living expenses.
Forgiveness on Parent PLUS loans is attainable, but it requires thorough understanding of available pathways and eligibility criteria.
Direct PLUS Loans for parents are unsubsidized loans made to parents of dependent undergraduate students. If a student's parents cannot get a parent PLUS loan, the student may be eligible to receive additional unsubsidized loans. Learn more about parent PLUS loans.
The key to using the double consolidation loophole is to consolidate each of your Parent PLUS Loans twice. In this scenario, a borrower can have as few as two Parent PLUS Loans.

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The Federal Direct Parent PLUS Loans for Undergraduate Students Request Form 2011-12 is a document that allows parents of undergraduate students to apply for federal loans to help pay for their child's education costs.
Parents of dependent undergraduate students who wish to borrow Parent PLUS Loans are required to file the Federal Direct Parent PLUS Loans for Undergraduate Students Request Form 2011-12.
To fill out the form, parents must provide personal information, including their Social Security number, financial information, and information about the undergraduate student. It’s important to complete all required sections and submit the form according to the instructions provided.
The purpose of the form is to enable parents to apply for federal loans that can assist in covering the cost of attendance for their dependent undergraduate children, ensuring that necessary funds are available for education expenses.
The information that must be reported includes the parent's name, Social Security number, contact information, the student's information, the loan amount requested, and financial information related to income and assets.
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