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This document analyzes the security and usability weaknesses of personal security questions used for fallback authentication in online banking, emphasizing the impact of online information availability
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How to fill out personal knowledge questions for

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How to fill out Personal knowledge questions for fallback authentication

01
Identify the specific questions you want to use for fallback authentication.
02
Choose questions that only you can answer and are not easily guessable.
03
Ensure a mix of questions covering different aspects of your personal life.
04
Fill in your answers clearly, keeping in mind that they should be memorable for you.
05
Avoid using information that could be found on social media or public records.
06
Review your answers for clarity and ensure that you can recall them without hesitation.

Who needs Personal knowledge questions for fallback authentication?

01
Individuals who want to enhance their account security.
02
Users of online services that offer fallback authentication options.
03
People who are concerned about unauthorized access to their personal information.
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People Also Ask about

As its name suggests, 3FA goes one step further than 2 Factor Authentication (2FA) by including a biometric element in the identification mix. 3FA combines something you know (your password) with something you have (your mobile phone) and something you are (your fingerprint) to help stop fraudsters in their tracks.
Knowledge factors refer to anything that requires the user to provide information that only they would know for them to gain access to a secure system or website. Examples include passwords, PIN numbers, and security questions such as your mother's maiden name or the name of your first pet.
Types of Authentication Type 1 – Something you know, such as a password or passphrase. Type 2 – Something you have, such as your phone to receive an OTP code. Type 3 – Something you are, such as your fingerprint, facial, or voice-pattern.
A list of good security questions you could use What was the name of the boy or the girl you first kissed? Where were you when you had your first kiss? In what city did you meet your spouse/significant other? What is the middle name of your youngest child? What was the name of your first stuffed animal?
Examples of good security questions Effective Security QuestionRationale What is your oldest sibling's middle name? Typically, this is something intimately known between siblings and difficult for others to research. What was the first concert you attended? The answer isn't prone to change.3 more rows • Sep 28, 2024
The three authentication factors are: Knowledge Factor – something you know, e.g., password. Possession Factor – something you have, e.g., mobile phone. Inherence Factor – something you are, e.g., fingerprint.
A three-level password authentication system typically involves three levels of user verification to access a system or resource. Each level provides a different degree of security, and users must pass through each level to gain access. This type of system is often used to protect sensitive information or resources.
There's a wide variety of authentication methods available, ranging from a simple single password to complex multi-factor authentication, including passwords, one-time codes and biometrics.

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Personal knowledge questions for fallback authentication are security questions that individuals must answer to verify their identity when they are unable to access their accounts through primary authentication methods.
Individuals who are creating accounts or utilizing services that require secure access management are typically required to file personal knowledge questions for fallback authentication.
To fill out personal knowledge questions for fallback authentication, choose questions that you can easily remember but that are difficult for others to guess, and provide answers that are accurate and consistent over time.
The purpose of personal knowledge questions for fallback authentication is to provide an additional layer of security, allowing users to recover access to their accounts if they forget their password or cannot use other authentication methods.
Typically, the information that must be reported includes the selected questions and the corresponding answers provided by the user, ensuring that they are memorable and unique to their personal experience.
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