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This document serves as an application for the Federal Direct Parent Loan for Undergraduate Students (PLUS) for dependent students who have filed a FAFSA for the 2011-2012 academic year.
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How to fill out parent loan application plus

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How to fill out Parent Loan Application (PLUS)

01
Obtain the Parent Loan Application (PLUS) form from the financial aid office or the school's website.
02
Provide the borrower's personal information such as name, Social Security number, and contact details.
03
Indicate the student's personal information including their name, Social Security number, and the school they are attending.
04
Specify the loan amount needed for the academic year.
05
Review and confirm the credit check process that may be required.
06
Sign and date the application form.
07
Submit the completed application form to the appropriate financial aid office or lender.

Who needs Parent Loan Application (PLUS)?

01
Parents or guardians of dependent undergraduate students who need to borrow funds for their child's education expenses.
02
Families seeking additional financial aid beyond what is offered through federal student loans.
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People Also Ask about

The key to using the double consolidation loophole is to consolidate each of your Parent PLUS Loans twice. In this scenario, a borrower can have as few as two Parent PLUS Loans.
Unlike all other federal student loans, there are no explicit borrowing limits for parent PLUS loans. Parents may borrow up to the full cost of attendance, which is determined by the institution, not the government, and includes books, travel and living expenses.
If you have Parent Plus loans, consolidation will make those loans eligible for the income contingent repayment plan. Consolidation is also one way of getting your federal loans out of default. Consolidation can also lower your monthly payments by extending the term of the loan.
In addition, parent PLUS loans aren't eligible for some other types of federal student loan forgiveness programs. To get around this, some borrowers go through two or more federal consolidations to hide the origin of the loans, then request an IDR plan. This process is often called the double consolidation loophole.
Parent PLUS loans can be eligible for Income-Contingent Repayment (ICR) and Public Service Loan Forgiveness (PSLF). However, they must be consolidated into a federal Direct Consolidation loan first. Your eligibility for these programs can depend on your income and the type of employer you work for.

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The Parent Loan Application (PLUS) is a federal loan program that allows parents of dependent undergraduate students to borrow money to help pay for their child's college education expenses.
Parents of dependent undergraduate students who wish to borrow funds for their child's education expenses are required to file the Parent Loan Application (PLUS).
To fill out the Parent Loan Application (PLUS), parents need to complete the application form via the federal student aid website or through the financial aid office of the child's college. This includes providing personal information, financial details, and possibly undergoing a credit check.
The purpose of the Parent Loan Application (PLUS) is to provide parents with access to federal loans to help cover the cost of their dependent child's college expenses, including tuition, room and board, and other educational costs.
The information that must be reported on the Parent Loan Application (PLUS) includes the parent's personal information, financial information, the child's enrollment status, and details about the loan amount being requested.
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