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Desktop Underwriter / Desktop Originator September 2014 User Interface Release Integration Impact Memo July 1, 2014, During the weekend of September 20, 2014, Fannie Mae will implement updates to
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How to fill out Desktop Underwriter Desktop Originator:

01
Start by logging in to your account on Desktop Underwriter Desktop Originator.
02
Enter the necessary borrower and loan information, such as the borrower's name, social security number, income details, and loan amount.
03
Input the property information, including the address, purchase price or appraised value, and other relevant details.
04
Provide details about the loan terms, such as the interest rate, loan type, and repayment period.
05
Make sure to include any additional information or documents required, such as pay stubs, tax returns, or bank statements.
06
Review all the entered information for accuracy and completeness before submitting the application.

Who needs Desktop Underwriter Desktop Originator:

01
Mortgage lenders and loan officers who need to evaluate and assess the eligibility of loan applications.
02
Financial institutions and banks that require an automated underwriting system to streamline loan origination processes.
03
Borrowers who want to increase their chances of obtaining a mortgage loan approval by using a reliable underwriting system.
Please note that the above guidance is a general overview, and specific instructions may vary depending on the version and configuration of Desktop Underwriter Desktop Originator. It is always recommended to consult the user guide or contact the software provider for detailed instructions relevant to your specific situation.
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Desktop Underwriter is an automated system used by lenders to evaluate the risk of a mortgage application. Desktop Originator is the interface that lenders use to input information into Desktop Underwriter.
Lenders are required to use Desktop Originator to submit mortgage applications through Desktop Underwriter.
Lenders need to input all relevant information about the borrower, property, and loan terms into Desktop Originator in order to submit a mortgage application for evaluation by Desktop Underwriter.
The purpose of Desktop Underwriter and Desktop Originator is to streamline the mortgage application process and provide lenders with an automated risk assessment for mortgage loans.
Lenders must report information about the borrower's credit history, income, assets, property details, and loan terms on Desktop Originator.
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