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Terms and Conditions of Current Account These terms and conditions apply to and regulate the operation of the Current Account (the Current Account/s) offered by ICICI Bank Limited (the Bank) to Customers.
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Point by point guide on how to fill out terms and conditions:

01
Understand the purpose: Before filling out terms and conditions, it is essential to have a clear understanding of their purpose. Terms and conditions are legal agreements that outline the terms of use, privacy policies, liability disclaimers, intellectual property rights, and other important information regarding a product, service, or website.
02
Determine the scope: Identify the specific area or business activity for which you are creating the terms and conditions. Will it be for an e-commerce store, a mobile app, a website, or any other particular business venture? Clearly defining the scope will help ensure that your terms and conditions are tailored to your specific needs.
03
Seek legal advice if necessary: If you are unsure about the legal aspects or need guidance on creating terms and conditions that comply with local laws, it is recommended to consult with an attorney or seek legal advice. They can ensure that your terms and conditions cover all the necessary legal requirements and protect your business interests.
04
Cover the essential clauses: Your terms and conditions should include vital clauses such as acceptance of terms, user obligations, intellectual property rights, privacy policy, disclaimers, limitations of liability, dispute resolution, and termination. These clauses will vary depending on the nature of your business, so tailor them accordingly.
05
Be clear and concise: Terms and conditions should be written in a clear and easy-to-understand manner. Avoid using complex legal jargon that could confuse or frustrate users. Break down each clause into smaller sections and use headings or bullet points to enhance readability.
06
Incorporate feedback and revisions: Once you have drafted your terms and conditions, seek feedback from relevant parties such as your legal advisor or stakeholders. Revise and refine the document based on the feedback received to ensure accuracy and completeness.

Who needs terms and conditions:

01
Businesses: Any business that operates online, provides products or services, collects user data, or has a website or mobile app should have terms and conditions. These legal agreements protect businesses from liabilities, establish user rights and obligations, and outline the terms of using their website or services.
02
E-commerce platforms: Online marketplaces, e-commerce stores, and platforms that facilitate buying and selling of products or services should have comprehensive terms and conditions. These documents cover important aspects such as order placement, payment terms, shipping, returns, and other relevant policies.
03
Mobile apps and software developers: Developers of mobile apps, software, or digital products should have terms and conditions to establish the terms of use, intellectual property rights, and any limitations or liabilities associated with their products.
In summary, filling out terms and conditions requires a thorough understanding of their purpose, tailoring them to your specific business needs, including essential clauses, seeking legal advice if necessary, and ensuring they are clear and concise. Businesses, e-commerce platforms, and software developers are among those who would benefit from having comprehensive terms and conditions.
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Terms and conditions of refer to the rules and guidelines that govern the use of a service or product.
Any company or individual offering a service or product is required to file terms and conditions.
To fill out terms and conditions, one must outline the rules, responsibilities, and limitations that users must adhere to.
The purpose of terms and conditions is to protect the rights of both the company providing the service or product and the users.
Terms and conditions must include details on usage rights, limitations of liability, refund policies, and privacy terms.
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