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AGRA CURRENT ACCOUNT SCHEDULE OF CHARGES w.e.f. September 8, 2013, Monthly Average BalanceRs 75,000 Average of daily closing positive balances of each day spread over a period of one Montrose of Calculation
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How to fill out monthly average balance:

01
Gather your banking statements: Collect all your monthly banking statements in order to have accurate information about your account balances.
02
Calculate the sum of each day's balance: For each day in the month, add up the balance of your account. This will give you the total balance for that specific month.
03
Count the number of days in the month: Determine the total number of days in the month to calculate the average balance accurately.
04
Divide the total balance by the number of days: Take the total balance you calculated and divide it by the number of days in the month. This will give you the monthly average balance.

Who needs monthly average balance:

01
Individuals for personal financial planning: Knowing your monthly average balance can help you plan your budget and track your spending habits.
02
Businesses for cash flow management: Companies can use the monthly average balance to analyze their cash flow, make informed decisions, and plan for future expenses.
03
Financial institutions for assessing creditworthiness: Lenders often consider the monthly average balance when evaluating loan applications to assess the borrower's ability to maintain a minimum balance.
By understanding how to fill out the monthly average balance and who needs it, you can effectively manage your finances and make informed financial decisions.
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Monthly average balance is the average amount of funds in a bank account over a one-month period.
Individuals or businesses who hold bank accounts are required to file monthly average balance.
To fill out monthly average balance, one must calculate the average balance of their bank account for each day of the month.
The purpose of monthly average balance is to track the average amount of funds in a bank account over time.
The amount of funds in the bank account for each day of the month must be reported on monthly average balance.
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