Get the free form 122a 2 - uscourts

Check the appropriate box as directed in Fill in this information to identify your case: Debtor 1 lines 40 or 42: First Name Debtor 2 Middle Name Last Name (Spouse, if filing) First Name Middle Name

How to fill out form 122a 2

How to fill out Form 122a-2:

1. Begin by gathering all the necessary financial information, including your income, expenses, and assets. This form is specifically designed for individual debtors with primarily consumer debts.
2. Section 1 of the form asks for details about your income. Fill in your gross income from all sources for the past six months and calculate the average monthly income. Provide supporting documentation such as pay stubs, tax returns, or other income statements.
3. Section 2 deals with your expenses. List all your monthly expenses, including rent or mortgage payments, utilities, transportation costs, groceries, and other necessary living expenses. Be thorough and provide accurate figures.
4. Section 3 focuses on secured debts. If you have any secured debts, such as a car loan or mortgage, provide the details, including the creditor's name, account number, original loan amount, and current balance. Attach additional sheets if necessary.
5. Continue to Section 4, which deals with priority unsecured claims. If you owe any child support, alimony, or certain tax-related debts, provide the required information about these obligations.
6. Section 5 is for general unsecured claims. List all your remaining unsecured debts, such as credit card balances, medical bills, or personal loans. Include the creditor's name, account number, original amount, and current balance.
7. After completing all the sections, review your responses carefully to ensure accuracy. Sign and date the form.
8. Keep in mind that this form is associated with the Chapter 7 Means Test and is used to determine eligibility and potential disposable income. It is advisable to consult with a bankruptcy attorney or seek professional advice to ensure proper completion.

Who needs Form 122a-2?

1. Individuals filing for Chapter 7 bankruptcy who primarily have consumer debts may need to complete Form 122a-2.
2. This form helps determine the debtor's income, expenses, secured debts, and unsecured debts to assess their repayment capabilities.
3. Form 122a-2 is specifically required in the bankruptcy process and is used to calculate disposable income, potentially affecting the outcome of the case.

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