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SPECIAL FLOOD HAZARD AREA DEVELOPMENT APPLICATION AND
PERMIT FOR THE CITY OF LEEDS, ALABAMA
DEPARTMENT OF INSPECTION SERVICES FLOOD PLAIN MANAGEMENT DIVISION
1040 PARK DRIVE, LEEDS, AL 35094 P.205.699.2585
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How to fill out special flood hazard area
How to fill out special flood hazard area:
01
Determine if your property is located within a special flood hazard area. You can do this by checking the Flood Insurance Rate Map (FIRM) provided by the Federal Emergency Management Agency (FEMA). This map identifies areas at risk of flooding.
02
If your property is in a special flood hazard area, fill out the necessary forms to apply for flood insurance through the National Flood Insurance Program (NFIP). The required form is the Standard Flood Hazard Determination Form, which helps determine the flood zone and insurance rates.
03
Provide accurate information about your property, including its location, elevation, and flood history. This information will help determine the appropriate flood insurance coverage and premiums.
04
If you are unsure about any steps or need assistance, consider consulting with a floodplain specialist or contacting your local floodplain management office. These professionals can guide you through the process and ensure that you complete the necessary forms correctly.
Who needs special flood hazard area:
01
Homeowners: Homeowners who live in areas prone to flooding or within special flood hazard areas need to be aware of these zones. It is beneficial for homeowners to understand the flood risk associated with their property, as it helps them make informed decisions about purchasing flood insurance and implementing flood mitigation measures.
02
Renters: Even if you do not own the property you live in, it is essential to know if it is located within a special flood hazard area. Renters can also purchase renter's flood insurance to protect their belongings from flood damage.
03
Real estate professionals: Real estate agents, property developers, and other professionals involved in the housing market need to have knowledge of special flood hazard areas. This knowledge helps them inform potential buyers or renters about flood risks associated with certain properties.
04
Local authorities and emergency managers: Local authorities and emergency managers rely on special flood hazard area maps to develop effective floodplain management policies, emergency response plans, and evacuation strategies. By understanding which areas are at a higher risk of flooding, they can take appropriate measures to protect communities and save lives during flood events.
05
Insurance professionals: Insurance agents and brokers need to be familiar with special flood hazard areas to accurately assess flood risk and determine appropriate flood insurance coverage for their clients. Understanding the specific flood hazards associated with different locations helps insurance professionals provide adequate protection to policyholders.
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What is special flood hazard area?
Special Flood Hazard Areas (SFHAs) are areas that are at high risk for flooding and are designated by the Federal Emergency Management Agency (FEMA) on Flood Insurance Rate Maps (FIRMs).
Who is required to file special flood hazard area?
Property owners, insurance companies, and lenders are required to file special flood hazard area when determining flood risk for a property.
How to fill out special flood hazard area?
Special flood hazard areas can be filled out by reviewing FEMA's Flood Insurance Rate Maps (FIRMs) and identifying the designated SFHAs for a specific location.
What is the purpose of special flood hazard area?
The purpose of special flood hazard areas is to identify areas at high risk for flooding in order to enforce building codes and flood insurance requirements to mitigate potential damages.
What information must be reported on special flood hazard area?
Information such as property location, elevation levels, flood zone designation, and flood insurance requirements must be reported on special flood hazard area forms.
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