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2013 Callers REFUNDING LOAN AGREEMENT Dated as of November 1, 2012, between the CITY OF PLEASANT HILL as Borrower and as Lender Relating to $ Loan Amount 2013 Callers Refunding Loan TABLE OF CONTENTS
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How to fill out 2013 CalPERS refunding loan:

01
Gather the necessary documents: Before filling out the 2013 CalPERS refunding loan application, gather all the required documents such as your personal identification, proof of employment, and financial statements.
02
Complete the application form: Start by carefully reading the instructions provided on the application form. Fill in all the required information accurately, including your personal details, employment information, and loan amount requested.
03
Provide supporting documentation: Along with the application form, you may need to submit additional supporting documentation. This may include income verification, bank statements, tax returns, and any other relevant financial information. Make sure to include all necessary documents to support your loan application.
04
Review and double-check: Before submitting your application, review all the provided information to ensure accuracy and completeness. Double-check all the entered details and ensure that the supporting documents are properly attached.
05
Submit the application: Once you have completed the form and gathered all the necessary documents, submit your application to the appropriate CalPERS office. Follow the instructions provided on the application form regarding submission methods, such as mailing or delivering it in person.

Who needs the 2013 CalPERS refunding loan:

01
Employees looking to refinance their existing CalPERS loans: The 2013 CalPERS refunding loan is designed for active and retired CalPERS members who already have a loan with CalPERS and want to refinance it to secure a more favorable interest rate or loan terms.
02
Individuals looking for better loan terms: The refunding loan can be beneficial for those who believe that current market conditions offer more advantageous terms compared to their original CalPERS loan. By refinancing, they can potentially obtain a lower interest rate, resulting in reduced monthly payments or shorter loan duration.
03
CalPERS members with financial goals: CalPERS members who have specific financial goals, such as debt consolidation or funding a major expense, may find the refunding loan useful. This loan can provide the necessary funds to achieve these financial objectives while benefiting from improved loan terms.
Note: It is advisable to consult with a financial advisor or CalPERS representative to determine if the 2013 CalPERS refunding loan is suitable for your specific financial situation and goals.
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The CalPERS refunding loan agreement is a document that outlines the terms and conditions of a loan provided by CalPERS for the purpose of refunding existing debt.
Government entities or agencies that are borrowing funds from CalPERS in order to refinance existing debt are required to file the refunding loan agreement.
The CalPERS refunding loan agreement typically needs to be filled out with specific details about the borrowing entity, loan terms, repayment schedule, and other relevant information.
The purpose of the CalPERS refunding loan agreement is to provide a framework for the repayment of funds borrowed from CalPERS in order to refinance existing debt.
The CalPERS refunding loan agreement usually requires detailed information about the borrowing entity, loan amount, interest rate, repayment schedule, and any other relevant terms and conditions.
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