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And its Affiliates and Subsidiaries EVIDENCE OF INSURABILITY FORM Page 1 of 6 PO Box 14319 Lexington, KY 40512 Please complete this form in ink. As a convenient alternative, for Life and Disability
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How to fill out evidence of insurability form

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How to fill out evidence of insurability form:

01
Gather necessary information: Begin by collecting all the required details such as your name, age, address, and contact information. Also, have your policy number and any other relevant insurance information ready.
02
Read the instructions: Carefully read the instructions provided with the form. Understand what information needs to be provided and ensure that you have all the required supporting documents.
03
Provide personal details: Start by filling in your personal information, including your full name, date of birth, gender, and social security number. It is crucial to provide accurate information to avoid any discrepancies.
04
Answer medical questions: The evidence of insurability form typically asks a series of questions related to your health and medical history. Take your time to answer these questions truthfully and thoroughly.
05
Medical records: In some cases, you may be required to attach copies of your medical records or have your healthcare provider complete a separate section of the form. Make sure to follow the instructions regarding medical documentation carefully.
06
Additional documentation: Depending on the purpose of the form, you may need to provide other supporting documents. This could include current insurance policy information, previous medical test results, or any other relevant paperwork.
07
Review and sign: Once you have filled out the form, carefully review all the information you have provided. Ensure that everything is accurate and complete. Then, proceed to sign and date the form where required.

Who needs evidence of insurability form:

01
Individuals applying for life insurance: Life insurance companies often require applicants to provide evidence of insurability to determine the risk associated with insuring them. This typically involves assessing the applicant's health, medical history, and other factors that may affect their life expectancy.
02
Employees enrolling in group insurance plans: Some employers offer group insurance plans that require employees to fill out an evidence of insurability form. This helps the insurance provider assess the overall risk and determine coverage eligibility for the enrolled individuals.
03
Policyholders requesting coverage increases: If a policyholder wants to increase their coverage or add additional elements to their existing insurance policy, the insurance company may require them to submit an evidence of insurability form. This allows the insurer to evaluate the increased risk associated with providing additional coverage.
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Evidence of insurability form is a document that provides information about an individual's health and medical history to determine their eligibility for insurance coverage.
Individuals who are applying for insurance coverage or making changes to their existing coverage may be required to file evidence of insurability form.
The evidence of insurability form is typically filled out by providing personal information, medical history, and any other relevant details as requested by the insurance provider.
The purpose of the evidence of insurability form is to assess an individual's risk factors and determine the appropriate insurance coverage and premiums.
Information that must be reported on the evidence of insurability form includes personal details, medical history, lifestyle choices, and any other relevant factors that may impact insurance coverage.
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