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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended

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12b-2 of form exchange refers to a section that requires reporting of fees and expenses specifically incurred by mutual funds.

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The purpose of 12b-2 of form exchange is to disclose the fees and expenses charged by the mutual fund to its investors.

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Information such as the types of fees and expenses, amounts charged, and any waivers or reimbursements must be reported on 12b-2 of form exchange.

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