Get the free 2009-2010 Federal Direct Parent PLUS Loan Pre-Application - cogsci umassd
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This document serves as a pre-application form for parents to apply for the Federal Direct Parent PLUS Loan to help cover educational expenses for their dependent undergraduate students.
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How to fill out 2009-2010 federal direct parent
How to fill out 2009-2010 Federal Direct Parent PLUS Loan Pre-Application
01
Gather required documents: Social Security number, driver's license number, and income information.
02
Visit the Federal Student Aid website to access the 2009-2010 Federal Direct Parent PLUS Loan Pre-Application form.
03
Fill out the personal information section, including parent information and the student's information.
04
Specify the loan amount needed for the period of attendance.
05
Provide the necessary financial information, including income and asset details.
06
Review the application for accuracy and completeness.
07
Submit the application online or print and mail it to the designated address.
Who needs 2009-2010 Federal Direct Parent PLUS Loan Pre-Application?
01
Parents of dependent undergraduate students who need to borrow additional funds for education expenses.
02
Families who have exhausted other financial aid options and require additional support to cover college costs.
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People Also Ask about
Will direct parent PLUS loans be forgiven?
Parent PLUS loans can be forgiven under the Income-Contingent Repayment (ICR) plan and Public Service Loan Forgiveness (PSLF) program. Parents can become eligible for these forgiveness programs only if they consolidate their PLUS loans into a Direct Consolidation Loan.
Do parent PLUS loans get refunded?
If the parent-borrower indicates that the Federal Direct Parent PLUS Loan credit balance can be issued to the student, it will be refunded to the student via direct deposit to the checking or savings account that has been designated in Campus Connect.
Are direct parent PLUS loans eligible for forgiveness?
Yes. Direct PLUS Loans are made to graduate or professional students and to parents of dependent undergraduate students. Like other Direct Loans, Direct PLUS Loans are eligible for PSLF. However, there are additional factors to consider if you are a parent who has taken out a PLUS loan.
Do direct loans qualify for forgiveness?
Only federal Direct Loans can be forgiven through PSLF. If you have other federal student loans such as Federal Family Education Loans (FFEL) or Perkins Loans you may be able to qualify for PSLF by consolidating into a new federal Direct Consolidation Loan.
Is IDR available for parent PLUS loans?
If you have parent PLUS loans, you must consolidate your loans to become eligible for an IDR plan. The online income-driven repayment (IDR) plan and loan consolidation applications are available.
Is direct plus loan different from parent plus loan?
Note: A Direct PLUS Loan is commonly referred to as a parent PLUS loan when made to a parent, and as a grad PLUS loan when made to a graduate or professional student. Begin your Direct PLUS Loans application online.
What are the disadvantages of a direct plus loan?
What Are Some Reasons to Avoid PLUS Loans? First, PLUS loans have no automatic grace period. Then there's the fact they aren't eligible for most IDR plans. Then, borrowing too much is easy to do, and finally, they're nearly impossible to get out of, even in bankruptcy.
What is the loophole for parent PLUS loans?
Parent PLUS loans normally restrict borrowers to Income-Contingent Repayment (ICR), which typically has higher monthly payments compared to other income-driven plans. Here's how the loophole works: Split Parent PLUS loans into two separate Direct Consolidation Loans.
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What is 2009-2010 Federal Direct Parent PLUS Loan Pre-Application?
The 2009-2010 Federal Direct Parent PLUS Loan Pre-Application is a form that allows parents of dependent undergraduate students to apply for a federal loan to help cover educational expenses for their child.
Who is required to file 2009-2010 Federal Direct Parent PLUS Loan Pre-Application?
Parents of dependent undergraduate students who wish to apply for the Parent PLUS Loan are required to file the 2009-2010 Federal Direct Parent PLUS Loan Pre-Application.
How to fill out 2009-2010 Federal Direct Parent PLUS Loan Pre-Application?
To fill out the application, parents should gather necessary information about themselves and their child, complete the form with accurate details, and submit it according to the instructions provided by the financial aid office of the child's school.
What is the purpose of 2009-2010 Federal Direct Parent PLUS Loan Pre-Application?
The purpose of the pre-application is to assess the financial eligibility of parents to borrow federal funds for their child's educational costs, ensuring they meet the necessary criteria.
What information must be reported on 2009-2010 Federal Direct Parent PLUS Loan Pre-Application?
The application must report personal financial information, including the parent's income, tax information, and any existing debts or financial obligations that might affect their ability to repay the loan.
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