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LDD Phase 2 Implementation Considerations Updated March 1, 2016, Overview: On March 31, 2015, Fannie Mae issued an Announcement regarding the status of LDD Phase 2 along with an updated Appendix D:
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ULDD phase 2 implementation is an updated version of the Uniform Loan Delivery Dataset (ULDD) requirements set by the Federal Housing Finance Agency (FHFA) for mortgage lenders to submit loan data in a standardized format.
Mortgage lenders and other entities that deliver loans to Fannie Mae and Freddie Mac are required to file ULDD phase 2 implementation.
ULDD phase 2 implementation can be filled out by using the specified data points and formatting guidelines provided by the FHFA.
The purpose of ULDD phase 2 implementation is to improve the quality and consistency of loan data submitted to Fannie Mae and Freddie Mac, making it easier for them to assess risk and make informed decisions.
Information such as borrower details, loan terms, property address, loan amount, and other relevant data points must be reported on ULDD phase 2 implementation.
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