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Hi this is Dan When I'm a recognized insurance expert and today×39’re going to talk about the young people in your household who relearning to drive maybe they're driver×39’s ed and some important things related to insurance that you should know about number one and this comes up a lot is that your young driver is insured automatically just by virtue of being a part of your household×39’ll never forget my dad telling me when was young when I was starting to drive that I wasn't insured on his policy until a certain time or something I go tin the end yeah I think he was giving Bethe business because that certainlywasn'’t true the realities that I'begot if I have a young driver IN×39’ve got insurance on them because they are a part of the household and that's the definition within your auto insurance policy of who is insured so whetherthey'’re fifteen or fifteen and half Anand that×39’re they're working on their permit and that×39’re working on driver's ed, and they get into some sort of accident during that time whether×39’s with the instructor or with yo the insurance has taken play is covered because insurance follows the vehicle, and they are a driver as defined within your auto insurance policy by the way there are some ways to help keep your cost down on insurance, and you need to work with your young driver before they become a young driver, and it's all about their grapes a good student discount foremost insurance companies can be as mochas 30 to 35 percent off the rate you see when insurance companies look at adults they look at their driving record young people don't have a driving record soothe only thing they can go by when incomes to responsibility is how they'redoing in school fair or unfair they use the GPA, so it's important that your young driver especially is there in the permitting process because you don'thave to add them yet once they become 16, and they get addedthenthey'’re on the policy you'being chargeded for it when that×39;relearning to drive you're not but if they can get their grade point average of above a 3.0you'’re going to see your insurance takeless of a hit then it will if they had higher than that this has been Pantheon today we×39’ve been talking about young drivers learning how to drive and what that means to your insurance we'll see you next time you
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