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This document supplements the Westpac Self-Funding Instalments (Westpac SFIs) Product Disclosure Statement dated 1 July 2013, providing updates on series, fee disclosure, and privacy updates.
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How to fill out Westpac Self-Funding Instalments Supplementary Product Disclosure Statement

01
Gather all required personal and financial information, including identification and income details.
02
Obtain the Westpac Self-Funding Instalments Supplementary Product Disclosure Statement from the Westpac website or branch.
03
Read through the entire document to understand the terms and conditions associated with the product.
04
Fill out personal details including your name, address, and contact information in the specified sections.
05
Provide accurate financial information, including income sources and estimated expenses.
06
Review any risk disclosures and ensure you are aware of potential risks associated with self-funding.
07
Sign the application form where required, and ensure that all required supporting documents are attached.
08
Submit the completed application form and supporting documents to Westpac via the prescribed method.

Who needs Westpac Self-Funding Instalments Supplementary Product Disclosure Statement?

01
Individuals looking for a structured financing option for investments.
02
Investors who prefer to manage instalments on their own terms.
03
Clients of Westpac seeking detailed information about self-funding options.
04
People interested in understanding the risks and benefits associated with self-funding investments.
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Ways to Self-Fund Your Business Cash - Checking & Personal Savings. Friends & Family. Rollovers for Business Start-ups (ROBS) Crowd Funding. Bootstrapping.
Self-Funding Instalments (SFIs) are instalment warrants that use any dividends paid on the underlying share to reduce your final instalment amount. Like other instalment warrants, they give you exposure to an underlying share for a portion of its current price.
To be self-funded means to pay for things yourself or receive support from family, friends or other non-governmental organisations. In terms of postgraduate education, being self-funded means paying for the majority of your fees yourself.
One major drawback is the risk of insufficient funds, which can limit your ability to invest in necessary resources or seize growth opportunities. Additionally, self-funding may result in slow growth potential as you rely solely on your own financial resources.
A specific example of an instalment warrant in action So say for example, a client went to buy 10,000 Commonwealth Bank shares worth $300,000; they only had to contribute $150,000. Now over the next five years, the dividends of the Commonwealth Bank paid off that $150,000 loan.
In Online Banking Go to Overview and then Statements. Select an Account under Active accounts. Enter date range or select a preset range, and select Search. Select Download PDF to view the statement.

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The Westpac Self-Funding Instalments Supplementary Product Disclosure Statement (SPDS) is a document that provides additional information about the self-funding instalment products offered by Westpac to help investors understand the features, risks, and terms associated with these financial products.
Issuers and distributors of the Westpac Self-Funding Instalments are required to file the Supplementary Product Disclosure Statement to ensure compliance with regulatory obligations and to provide potential investors with comprehensive information.
To fill out the Westpac Self-Funding Instalments SPDS, individuals should carefully review the guidance provided within the document, complete any required sections with accurate information, and ensure that they understand the terms before submitting or using the document for investment purposes.
The purpose of the Westpac Self-Funding Instalments SPDS is to provide essential information to investors regarding the self-funding instalments, including key features, risks, and terms, thereby aiding in informed decision-making.
The Westpac Self-Funding Instalments SPDS must report information regarding product features, risks, fees, the calculation of instalments, potential tax implications, and any other relevant details that may affect an investor's decision.
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